What is Q2 Holdings's cash ratio?

Q2 Holdings (QTWO) reported cash ratio of 0.4× in Q1 2026.

How has Q2 Holdings's cash ratio changed year-over-year?

Q2 Holdings's cash ratio decreased by 49.5% year-over-year, from 0.8× to 0.4×.

What is the long-term trend for Q2 Holdings's cash ratio?

Over 5 years (2020 to 2025), Q2 Holdings's cash ratio has grown at a -29.2% compound annual growth rate (CAGR), from 2.8× to 0.5×.

What does cash ratio mean?

Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.

Q2 Holdings QTWO Cash ratio

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Other financials

Income statement

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Revenue$216.5M+14.1%

Gross profit$127.9M+26.7%

Operating income$27.7M+1,165%

Net income$26.6M+460%

EPS (diluted)$0.40+471%

Balance sheet

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Cash & equivalents$218.3M-34.3%

Total debt$343.9M+45.3%

Total equity$611.7M+12.1%

Total assets$1.2B-7.7%

Cash flow

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Operating cash flow$56.3M+29.4%

CapEx$6.6M+740%

Free cash flow$49.7M+16.3%

Valuation

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Market cap$2.71B-39.3%

Enterprise value$2.83B-35.4%

P/E36.7×—

P/S3.3×-2.9×

Profitability

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Gross margin55.6%+3.8pp

Operating margin8%+6.1pp

Net margin9%+7.3pp

FCF margin24.5%+2.4pp

Returns & leverage

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Return on equity12.8%+10.3pp

Debt / equity0.6×+0.1×

Current ratio0.9×-0.5×

Where this comes from

Calculated from Q2 Holdings’s reported figures.

cash and equivalents/total current liabilities=0.4×

Based on the most recent quarter.

The official record: Q2 Holdings’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Q2 Holdings's cash ratio?: Q2 Holdings (QTWO) reported cash ratio of 0.4× in Q1 2026.
How has Q2 Holdings's cash ratio changed year-over-year?: Q2 Holdings's cash ratio decreased by 49.5% year-over-year, from 0.8× to 0.4×.
What is the long-term trend for Q2 Holdings's cash ratio?: Over 5 years (2020 to 2025), Q2 Holdings's cash ratio has grown at a -29.2% compound annual growth rate (CAGR), from 2.8× to 0.5×.
What does cash ratio mean?: Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.