Skip to content

Republic Bancorp RBCAA Provision for Credit Losses

Provision for Credit Losses at other companies

Merchants Bancorp logo
Merchants BancorpMBIN
$15.3M+98.0%
The Bancorp logo
The BancorpTBBK
$27.6M-41.1%
International Bancshares logo
International BancsharesIBOC
$3.02M-9.2%
Regions Financial logo
Regions FinancialRF
$91M-26.6%
HOM
Home BancSharesHOMB
$1.5M
CTB
Community Trust BancorpCTBI
$2.31M-35.2%

Segments

By segment

See full
Tax Refund Solutions$5.34M-65.4%
Republic Credit Solutions Division$4.04M+36.3%
Warehouse Lending-$311K-762%

Other financials

Income statement

See full
Revenue$120.4M-11.4%
Net income$42.6M-9.9%
EPS (diluted)$1.68+29.0%

Balance sheet

See full
Cash & equivalents$599.1M-24.5%
Total debt$31.5M-14.5%
Total equity$1.1B+9.6%
Total assets$7.3B+2.5%

Cash flow

See full
Operating cash flow$73.0M-18.1%
CapEx$4.9M+202%
Free cash flow$68.1M-22.2%

Valuation

See full
Market cap$1.72B+11.2%
Enterprise value$1.16B+67.3%
P/E13.6×+0.5×
P/S4.3×+0.4×

Profitability

See full
Net margin31.5%+2.0pp
FCF margin35.3%-5.1pp

Returns & leverage

See full
Return on equity11.7%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The official record: Republic Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Republic Bancorp's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Republic Bancorp's provision for credit losses?
Republic Bancorp (RBCAA) reported provision for credit losses of $80K in Q1 2026.
How has Republic Bancorp's provision for credit losses changed year-over-year?
Republic Bancorp's provision for credit losses increased by 300.0% year-over-year, from $20K to $80K.
What is the long-term trend for Republic Bancorp's provision for credit losses?
Over 4 years (2021 to 2025), Republic Bancorp's provision for credit losses has grown at a -10.7% compound annual growth rate (CAGR), from $63K to -$40K.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.