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Rhinebeck Bancorp, Inc. RBKB Allowance for credit losses

Allowance for credit losses at other companies

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$2.14B-2.9%
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$2.82M+23.9%

Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Rhinebeck Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s allowance for credit losses?
Rhinebeck Bancorp, Inc. (RBKB) reported allowance for credit losses of $7.89M in Q1 2026.
How has Rhinebeck Bancorp, Inc.'s allowance for credit losses changed year-over-year?
Rhinebeck Bancorp, Inc.'s allowance for credit losses decreased by 6.2% year-over-year, from $8.41M to $7.89M.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s allowance for credit losses?
Over 5 years (2020 to 2025), Rhinebeck Bancorp, Inc.'s allowance for credit losses has grown at a 122.6% compound annual growth rate (CAGR), from $153K to $8.35M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.