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Rhinebeck Bancorp, Inc. RBKB Financing Receivables

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Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess.

The official record: Rhinebeck Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s financing receivables?
Rhinebeck Bancorp, Inc. (RBKB) reported financing receivables of $941.38M in Q1 2026.
How has Rhinebeck Bancorp, Inc.'s financing receivables changed year-over-year?
Rhinebeck Bancorp, Inc.'s financing receivables decreased by 3.9% year-over-year, from $979.9M to $941.38M.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s financing receivables?
Over 3 years (2021 to 2025), Rhinebeck Bancorp, Inc.'s financing receivables has grown at a 3.9% compound annual growth rate (CAGR), from $853.46M to $958.17M.
What does financing receivables mean?
This represents the total aggregate balance of loans and lease receivables held by the institution, excluding accrued interest. It serves as the primary measure of the bank's core lending activity and the scale of its credit-based assets. This metric is fundamental for assessing the bank's earning asset base and overall credit exposure.