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Rhinebeck Bancorp, Inc. RBKB Advances from borrowers

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Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance.

The official record: Rhinebeck Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s advances from borrowers?
Rhinebeck Bancorp, Inc. (RBKB) reported advances from borrowers of -$1.51M in Q1 2026.
How has Rhinebeck Bancorp, Inc.'s advances from borrowers changed year-over-year?
Rhinebeck Bancorp, Inc.'s advances from borrowers increased by 16.1% year-over-year, from -$1.8M to -$1.51M.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s advances from borrowers?
Over 2 years (2021 to 2024), Rhinebeck Bancorp, Inc.'s advances from borrowers has grown at a -51.3% compound annual growth rate (CAGR), from $636K to $151K.
What does advances from borrowers mean?
Captures the net change in escrow funds held on behalf of borrowers for the payment of property taxes and insurance premiums. Fluctuations in this balance reflect changes in the bank's mortgage servicing portfolio and the timing of tax and insurance disbursements.