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Rhinebeck Bancorp, Inc. RBKB Time Deposits Reciprocal Deposits

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Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept rbkb:TimeDepositsReciprocalDeposits.

The official record: Rhinebeck Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s time deposits reciprocal deposits?
Rhinebeck Bancorp, Inc. (RBKB) reported time deposits reciprocal deposits of $22.76M in Q1 2026.
How has Rhinebeck Bancorp, Inc.'s time deposits reciprocal deposits changed year-over-year?
Rhinebeck Bancorp, Inc.'s time deposits reciprocal deposits increased by 20.4% year-over-year, from $18.91M to $22.76M.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s time deposits reciprocal deposits?
Over 4 years (2021 to 2025), Rhinebeck Bancorp, Inc.'s time deposits reciprocal deposits has grown at a 0.9% compound annual growth rate (CAGR), from $21.08M to $21.85M.
What does time deposits reciprocal deposits mean?
This represents the portion of reciprocal deposits held in time-based accounts with fixed maturity dates. These deposits provide the bank with more predictable funding stability compared to demand deposits. Analyzing this metric helps investors understand the bank's strategy for locking in long-term funding through network partnerships.