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Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin18.7%+42.7pp18.8%+48.8pp10.6%+26.7pp-17%-26.9pp-24%-35.0pp
Free cash flow margin18%20.4%24.4%
Returns
Return on equity7.5%+13.7pp7.8%+15.1pp4%+8.3pp-4.7%-8.5pp-6.2%-10.4pp
Return on assets0.8%+1.4pp0.8%+1.5pp0.4%+0.8pp-0.4%-0.8pp-0.6%-0.9pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Per Share
Book value per share$12.62+9.5%$12.49+10.3%$12.11+6.2%$11.77+9.6%$11.53+9.4%
Valuation
Market capitalization$191.15M+42.5%$133.97M+25.0%$126.16M+26.8%$133.07M+57.5%$109.17M+20.2%
Enterprise value$89.57M+57.5%$43.28M-47.4%$34.88M-47.0%$55.76M-0.5%$71.08M+7.1%
Price / earnings19.2×13.3×25×
Price / sales3.6×-0.4×2.5×-1.2×2.6×-0.5×+2.0×3.5×+1.4×
Price / book1.4×+0.3×+0.1×0.9×+0.1×+0.3×0.9×+0.1×
EV / sales1.7×0.0×0.8×-2.1×0.7×-1.4×1.7×+0.4×2.3×+0.7×
Free cash flow yield5%8.1%9.3%
Earnings yield5.2%+9.5pp7.5%+15.5pp4%+9.1pp-4.3%-9.3pp-6.8%-12.0pp

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Questions, answered.

Where do Rhinebeck Bancorp, Inc.'s ratios come from?
Every ratio is computed from Rhinebeck Bancorp, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.