Borrowings Under Guaranteed Investment Agreements
Ready Capital Borrowings Under Guaranteed Investment Agreements decreased by 4.3% to $501.74M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 25.0%, from $668.85M to $501.74M. Over 5 years (FY 2020 to FY 2025), Borrowings Under Guaranteed Investment Agreements shows an upward trend with a 5.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Higher levels indicate reliance on specialized financing, which may carry specific liquidity or interest rate risks.
Detailed definition
Funds borrowed through investment agreements that carry a guarantee, often used as a specialized financing vehicle. Thes...
Peer comparison
Less common in manufacturing; more frequent in financial services or companies with complex treasury structures.
other_borrowings_under_guaranteed_investment_agreementsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $363.96M | $348.77M | $345.22M | $332.40M | $304.16M | $283.82M | $264.89M | $238.95M | $226.08M | $886.92M | $844.54M | $814.78M | $782.35M | $742.63M | $691.12M | $668.85M | $629.38M | $565.88M | $524.09M | $501.74M |
| QoQ Change | — | -4.2% | -1.0% | -3.7% | -8.5% | -6.7% | -6.7% | -9.8% | -5.4% | +292.3% | -4.8% | -3.5% | -4.0% | -5.1% | -6.9% | -3.2% | -5.9% | -10.1% | -7.4% | -4.3% |
| YoY Change | — | — | — | — | -16.4% | -18.6% | -23.3% | -28.1% | -25.7% | +212.5% | +218.8% | +241.0% | +246.0% | -16.3% | -18.2% | -17.9% | -19.6% | -23.8% | -24.2% | -25.0% |
Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Guaranteed Investment Contract | $782.35M | $742.63M | $691.12M | $668.85M | $629.38M | $565.88M | $524.09M | $501.74M |
| Total | $782.35M | $742.63M | $691.12M | $668.85M | $629.38M | $565.88M | $524.09M | $501.74M |
Borrowings Under Guaranteed Investment Agreements at Other Companies
Frequently Asked Questions
- What is Ready Capital's borrowings under guaranteed investment agreements?
- Ready Capital (RC) reported borrowings under guaranteed investment agreements of $501.74M in Q1 2026.
- How has Ready Capital's borrowings under guaranteed investment agreements changed year-over-year?
- Ready Capital's borrowings under guaranteed investment agreements decreased by 25.0% year-over-year, from $668.85M to $501.74M.
- What is the long-term trend for Ready Capital's borrowings under guaranteed investment agreements?
- Over 5 years (2020 to 2025), Ready Capital's borrowings under guaranteed investment agreements has grown at a 5.5% compound annual growth rate (CAGR), from $401.71M to $524.09M.
- What does borrowings under guaranteed investment agreements mean?
- Borrowed funds tied to guaranteed investment contracts.