Business Segments · Interest Income
Small Business Lending — Interest Income
Ready Capital Small Business Lending — Interest Income decreased by 22.0% to $22.84M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 23.9%, from $29.99M to $22.84M. Over 3 years (FY 2022 to FY 2025), Small Business Lending — Interest Income shows an upward trend with a 7.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ2 2020
Last reportedQ1 2026May 8, 2026
Rolls up toTotal Interest Income
How to read this metric
An increase suggests growth in the loan portfolio size or higher yields on originated loans.
Detailed definition
The total interest revenue generated from the Small Business Lending loan portfolio, including interest on loans held fo...
Peer comparison
Standard 'Interest Income' reported by banks and specialty finance companies.
Metric ID:
rc_segment_small_business_lending_interest_incomeHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $36.13M | $28.74M | $26.24M | $29.02M | $24.61M | $18.22M | $17.93M | $18.77M | $29.30M | $32.56M | $31.59M | $32.07M | $33.29M | $33.67M | $29.99M | $30.47M | $31.64M | $29.26M | $22.84M |
| QoQ Change | — | -20.5% | -8.7% | +10.6% | -15.2% | -25.9% | -1.6% | +4.7% | +56.1% | +11.2% | -3.0% | +1.5% | +3.8% | +1.2% | -10.9% | +1.6% | +3.8% | -7.5% | -22.0% |
| YoY Change | — | — | — | -19.7% | -14.4% | — | -31.7% | -35.3% | +19.1% | +78.7% | +76.2% | +70.9% | +13.6% | +3.4% | -5.1% | -5.0% | -5.0% | -13.1% | -23.9% |
Range$17.93M – $36.13M
CAGR-9.7%
Avg YoY Growth+7.3%
Median YoY Growth-5.0%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is Ready Capital's small business lending — interest income?
- Ready Capital (RC) reported small business lending — interest income of $22.84M in Q1 2026.
- How has Ready Capital's small business lending — interest income changed year-over-year?
- Ready Capital's small business lending — interest income decreased by 23.9% year-over-year, from $29.99M to $22.84M.
- What is the long-term trend for Ready Capital's small business lending — interest income?
- Over 3 years (2022 to 2025), Ready Capital's small business lending — interest income has grown at a 7.4% compound annual growth rate (CAGR), from $98.09M to $121.36M.
- What does small business lending — interest income mean?
- Total interest earned from the Small Business Lending loan portfolio.