Business Segments · Other income

Small Business Lending — Other income

Ready Capital Small Business Lending — Other income increased by 158.9% to $5.19M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 28.5%, from $7.26M to $5.19M. Over 3 years (FY 2022 to FY 2025), Small Business Lending — Other income shows a downward trend with a -3.5% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ2 2020
Last reportedQ1 2026May 8, 2026

How to read this metric

Higher values indicate diversified revenue sources, though consistency is key to evaluating long-term sustainability.

Detailed definition

Captures miscellaneous revenue streams within the small business lending segment that do not fall under core interest or...

Peer comparison

Standard line item for diversified financial institutions reporting segment-level ancillary income.

Metric ID: rc_segment_small_business_lending_other_income

Historical Data

19 periods
 Q2 '21Q3 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$3.55M$1.70M$2.87M$1.95M$10.64M$10.41M$10.43M$10.19M$9.77M$34.12M$3.10M$376.00K$10.79M$9.16M$7.26M$7.52M$6.48M$2.01M$5.19M
QoQ Change+147.8%+69.3%-32.1%+445.7%-2.2%+0.2%-2.3%-4.1%+249.3%-90.9%-87.9%>999%-15.2%-20.7%+3.6%-13.9%-69.0%+158.9%
YoY Change+154.9%+527.4%+263.2%+422.3%-8.2%+227.8%-70.3%-96.3%+10.5%-73.2%+134.3%>999%-40.0%-78.1%-28.5%
Range-$3.55M$34.12M
CAGR+8.8%
Avg YoY Growth+216.4%
Median YoY Growth+10.5%

Frequently Asked Questions

What is Ready Capital's small business lending — other income?
Ready Capital (RC) reported small business lending — other income of $5.19M in Q1 2026.
How has Ready Capital's small business lending — other income changed year-over-year?
Ready Capital's small business lending — other income decreased by 28.5% year-over-year, from $7.26M to $5.19M.
What is the long-term trend for Ready Capital's small business lending — other income?
Over 3 years (2022 to 2025), Ready Capital's small business lending — other income has grown at a -3.5% compound annual growth rate (CAGR), from $25.87M to $23.26M.
What does small business lending — other income mean?
Miscellaneous revenue generated by the small business lending segment outside of core interest and primary fees.