Revenue

Net Interest Income

Chicago Atlantic Real Estate Finance Net Interest Income decreased by 7.8% to $13.12M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.6%, from $13.04M to $13.12M. Over 3 years (FY 2022 to FY 2025), Net Interest Income shows an upward trend with a 3.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ2 2021
Last reportedQ1 2026May 7, 2026

How to read this metric

An increase indicates improved net interest margins or asset growth, while a decrease suggests margin compression or declining loan demand.

Detailed definition

This is the difference between the interest earned on assets and the interest paid on liabilities, representing the core...

Peer comparison

The primary profitability metric for all commercial and retail banks.

Metric ID: net_interest_income

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.15M$4.14M$5.78M$9.83M$11.85M$12.93M$14.76M$14.91M$13.66M$13.73M$14.84M$13.24M$13.18M$14.46M$14.07M$13.04M$14.42M$13.69M$14.24M$13.12M
QoQ Change+258.7%+39.6%+70.1%+20.5%+9.1%+14.1%+1.0%-8.3%+0.5%+8.0%-10.8%-0.4%+9.7%-2.7%-7.3%+10.6%-5.1%+4.0%-7.8%
YoY Change+926.4%+212.3%+155.4%+51.6%+15.3%+6.2%+0.5%-11.2%-3.5%+5.3%-5.2%-1.5%+9.4%-5.4%+1.2%+0.6%
Range$1.15M$14.91M
CAGR+66.8%
Avg YoY Growth+84.8%
Median YoY Growth+3.2%

Frequently Asked Questions

What is Chicago Atlantic Real Estate Finance's net interest income?
Chicago Atlantic Real Estate Finance (REFI) reported net interest income of $13.12M in Q1 2026.
How has Chicago Atlantic Real Estate Finance's net interest income changed year-over-year?
Chicago Atlantic Real Estate Finance's net interest income increased by 0.6% year-over-year, from $13.04M to $13.12M.
What is the long-term trend for Chicago Atlantic Real Estate Finance's net interest income?
Over 3 years (2022 to 2025), Chicago Atlantic Real Estate Finance's net interest income has grown at a 3.9% compound annual growth rate (CAGR), from $49.38M to $55.39M.
What does net interest income mean?
The profit a bank makes from its interest-earning assets after paying interest on its deposits and debt.