Other

Current Expected Credit Loss Reserve Carrying Values

Chicago Atlantic Real Estate Finance Current Expected Credit Loss Reserve Carrying Values increased by 71.5% to $8.68M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 365.1%, from -$3.27M to $8.68M. Over 3 years (FY 2022 to FY 2025), Current Expected Credit Loss Reserve Carrying Values shows an upward trend with a 8.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ1 2026May 7, 2026

How to read this metric

Rising reserves signal deteriorating credit quality or a larger portfolio, while falling reserves signal improving credit conditions.

Detailed definition

This represents the total allowance for credit losses applied to the carrying value of the loan portfolio. It is the agg...

Peer comparison

Standard across the financial services industry for CECL reporting.

Metric ID: other_current_expected_credit_loss_reserve_carrying_values

Historical Data

12 periods
 Q4 '22Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$3.94M-$5.11M$4.97M-$5.36M-$5.08M$4.09M$4.35M-$3.27M$4.42M$4.99M$5.06M$8.68M
QoQ Change-29.7%+197.3%-207.7%+5.1%+180.5%+6.3%-175.3%+235.0%+12.9%+1.4%+71.5%
YoY Change+226.2%+180.0%-12.6%+38.9%+187.0%+22.0%+16.5%+365.1%
Range-$5.36M$8.68M
CAGR+33.3%
Avg YoY Growth+127.9%
Median YoY Growth+109.4%
Current Streak4 quarters growth

Frequently Asked Questions

What is Chicago Atlantic Real Estate Finance's current expected credit loss reserve carrying values?
Chicago Atlantic Real Estate Finance (REFI) reported current expected credit loss reserve carrying values of $8.68M in Q1 2026.
How has Chicago Atlantic Real Estate Finance's current expected credit loss reserve carrying values changed year-over-year?
Chicago Atlantic Real Estate Finance's current expected credit loss reserve carrying values increased by 365.1% year-over-year, from -$3.27M to $8.68M.
What is the long-term trend for Chicago Atlantic Real Estate Finance's current expected credit loss reserve carrying values?
Over 3 years (2022 to 2025), Chicago Atlantic Real Estate Finance's current expected credit loss reserve carrying values has grown at a 8.7% compound annual growth rate (CAGR), from -$3.94M to $5.06M.
What does current expected credit loss reserve carrying values mean?
The total reserve for expected credit losses on the loan portfolio.