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Regional Management Corporation RM Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff

Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff at other companies

Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0-100%
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
Regional Management Corporation logo
Regional Management CorporationRM
$1.9M+31.8%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
Bank7 Corp. logo
Bank7 Corp.BSVN
$0

Other financials

Income statement

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Revenue$167.3M+9.4%
Net income$11.4M+62.7%
EPS (diluted)$1.18+68.6%

Balance sheet

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Cash & equivalents$4.9M+16.9%
Total debt$1.7B+9.8%
Total equity$375.8M+5.0%
Total assets$2.1B+9.1%

Cash flow

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Operating cash flow$81.0M+27.2%
CapEx$1.1M-12.9%
Free cash flow$79.9M+28.1%

Valuation

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Market cap$358.47M+28.3%
Enterprise value$2.01B+12.7%
P/E7.3×-1.1×
P/S0.5×+0.1×

Profitability

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Net margin7.4%+1.9pp
FCF margin48.8%+3.7pp

Returns & leverage

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Return on equity13.3%+3.8pp
Debt / equity4.4×+0.2×

Where this comes from

Reported directly by Regional Management Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff.

The official record: Regional Management Corporation’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Regional Management Corporation's financing receivable, year five, originated, four years before current fiscal year, writeoff?
Regional Management Corporation (RM) reported financing receivable, year five, originated, four years before current fiscal year, writeoff of $1.9M in Q1 2026.
How has Regional Management Corporation's financing receivable, year five, originated, four years before current fiscal year, writeoff changed year-over-year?
Regional Management Corporation's financing receivable, year five, originated, four years before current fiscal year, writeoff increased by 31.8% year-over-year, from $1.44M to $1.9M.
What is the long-term trend for Regional Management Corporation's financing receivable, year five, originated, four years before current fiscal year, writeoff?
Over 2 years (2023 to 2025), Regional Management Corporation's financing receivable, year five, originated, four years before current fiscal year, writeoff has grown at a 51.4% compound annual growth rate (CAGR), from $1.55M to $3.55M.
What does financing receivable, year five, originated, four years before current fiscal year, writeoff mean?
The total dollar amount of loans originated four fiscal years prior to the current year that were written off during the current reporting period. This reflects the residual credit risk and ultimate collectability of legacy loan portfolios.