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Regional Management Corporation RM Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff

Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff at other companies

Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
Regional Management Corporation logo
Regional Management CorporationRM
$6.11M+1.2%
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0-100%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0-100%

Other financials

Income statement

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Revenue$167.3M+9.4%
Net income$11.4M+62.7%
EPS (diluted)$1.18+68.6%

Balance sheet

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Cash & equivalents$4.9M+16.9%
Total debt$1.7B+9.8%
Total equity$375.8M+5.0%
Total assets$2.1B+9.1%

Cash flow

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Operating cash flow$81.0M+27.2%
CapEx$1.1M-12.9%
Free cash flow$79.9M+28.1%

Valuation

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Market cap$358.47M+28.3%
Enterprise value$2.01B+12.7%
P/E7.3×-1.1×
P/S0.5×+0.1×

Profitability

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Net margin7.4%+1.9pp
FCF margin48.8%+3.7pp

Returns & leverage

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Return on equity13.3%+3.8pp
Debt / equity4.4×+0.2×

Where this comes from

Reported directly by Regional Management Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff.

The official record: Regional Management Corporation’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Regional Management Corporation's financing receivable, year four, originated, three years before current fiscal year, writeoff?
Regional Management Corporation (RM) reported financing receivable, year four, originated, three years before current fiscal year, writeoff of $6.11M in Q1 2026.
How has Regional Management Corporation's financing receivable, year four, originated, three years before current fiscal year, writeoff changed year-over-year?
Regional Management Corporation's financing receivable, year four, originated, three years before current fiscal year, writeoff increased by 1.2% year-over-year, from $6.04M to $6.11M.
What is the long-term trend for Regional Management Corporation's financing receivable, year four, originated, three years before current fiscal year, writeoff?
Over 2 years (2023 to 2025), Regional Management Corporation's financing receivable, year four, originated, three years before current fiscal year, writeoff has grown at a 64.7% compound annual growth rate (CAGR), from $5.8M to $15.73M.
What does financing receivable, year four, originated, three years before current fiscal year, writeoff mean?
The total dollar amount of loans originated three fiscal years prior to the current year that were written off during the current reporting period. It tracks the tail-end credit losses associated with specific historical loan cohorts.