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Regional Management Corporation RM Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff

Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff at other companies

Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0
NFB
Northfield BancorpNFBK
$85.75K
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
SPF
South Plains Financial, Inc.SPFI
$94K+62.1%
Regional Management Corporation logo
Regional Management CorporationRM
$16K-15.8%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0

Other financials

Income statement

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Revenue$167.3M+9.4%
Net income$11.4M+62.7%
EPS (diluted)$1.18+68.6%

Balance sheet

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Cash & equivalents$4.9M+16.9%
Total debt$1.7B+9.8%
Total equity$375.8M+5.0%
Total assets$2.1B+9.1%

Cash flow

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Operating cash flow$81.0M+27.2%
CapEx$1.1M-12.9%
Free cash flow$79.9M+28.1%

Valuation

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Market cap$358.47M+28.3%
Enterprise value$2.01B+12.7%
P/E7.3×-1.1×
P/S0.5×+0.1×

Profitability

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Net margin7.4%+1.9pp
FCF margin48.8%+3.7pp

Returns & leverage

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Return on equity13.3%+3.8pp
Debt / equity4.4×+0.2×

Where this comes from

Reported directly by Regional Management Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff.

The official record: Regional Management Corporation’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Regional Management Corporation's financing receivable, year one, originated, current fiscal year, writeoff?
Regional Management Corporation (RM) reported financing receivable, year one, originated, current fiscal year, writeoff of $16K in Q1 2026.
How has Regional Management Corporation's financing receivable, year one, originated, current fiscal year, writeoff changed year-over-year?
Regional Management Corporation's financing receivable, year one, originated, current fiscal year, writeoff decreased by 15.8% year-over-year, from $19K to $16K.
What is the long-term trend for Regional Management Corporation's financing receivable, year one, originated, current fiscal year, writeoff?
Over 2 years (2023 to 2025), Regional Management Corporation's financing receivable, year one, originated, current fiscal year, writeoff has grown at a -0.1% compound annual growth rate (CAGR), from $29.01M to $28.96M.
What does financing receivable, year one, originated, current fiscal year, writeoff mean?
The total dollar amount of loans originated in the current fiscal year that were written off as uncollectible within the same period. This serves as a leading indicator of early-stage credit quality and the effectiveness of recent underwriting standards.