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Regional Management Corporation RM Principal Forgiveness Interest Rate Reduction And Term Extension

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Other financials

Income statement

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Revenue$167.3M+9.4%
Net income$11.4M+62.7%
EPS (diluted)$1.18+68.6%

Balance sheet

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Cash & equivalents$4.9M+16.9%
Total debt$1.7B+9.8%
Total equity$375.8M+5.0%
Total assets$2.1B+9.1%

Cash flow

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Operating cash flow$81.0M+27.2%
CapEx$1.1M-12.9%
Free cash flow$79.9M+28.1%

Valuation

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Market cap$358.47M+28.3%
Enterprise value$2.01B+12.7%
P/E7.3×-1.1×
P/S0.5×+0.1×

Profitability

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Net margin7.4%+1.9pp
FCF margin48.8%+3.7pp

Returns & leverage

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Return on equity13.3%+3.8pp
Debt / equity4.4×+0.2×

Where this comes from

Reported directly by Regional Management Corporation in its filing.

Tagged under the XBRL concept rm:PrincipalForgivenessInterestRateReductionAndTermExtension.

The official record: Regional Management Corporation’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Regional Management Corporation's principal forgiveness interest rate reduction and term extension?
Regional Management Corporation (RM) reported principal forgiveness interest rate reduction and term extension of $24K in Q1 2026.
How has Regional Management Corporation's principal forgiveness interest rate reduction and term extension changed year-over-year?
Regional Management Corporation's principal forgiveness interest rate reduction and term extension decreased by 33.3% year-over-year, from $36K to $24K.
What does principal forgiveness interest rate reduction and term extension mean?
This metric quantifies the total financial impact of loan modifications involving principal forgiveness, interest rate reductions, or term extensions. It reflects the company's strategy for managing distressed assets and the associated cost of attempting to recover value from non-performing loans. Investors use this to assess the severity of credit quality deterioration within the loan book.