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Richmond Mutual Bancorporation, Inc. RMBI Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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$4.39M+52.5%

Other financials

Income statement

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Revenue$12.7M+11.6%
Net income$2.8M+41.5%
EPS (diluted)$0.28+40.0%

Balance sheet

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Cash & equivalents$34.8M+28.7%
Total debt$643.0K+59.2%
Total equity$144.9M+10.7%
Total assets$1.5B-0.2%

Cash flow

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Operating cash flow$2.8M+27.7%
CapEx$324.6K+327%
Free cash flow$2.5M+16.9%

Valuation

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Market cap$243.08M+72.1%
P/E19.6×+4.8×
P/S4.8×+1.7×

Profitability

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Net margin24.7%+4.2pp
FCF margin29.8%-2.9pp

Returns & leverage

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Return on equity9%+2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Richmond Mutual Bancorporation, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Richmond Mutual Bancorporation, Inc.’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Richmond Mutual Bancorporation, Inc.'s accretion (amortization) of discounts and premiums, investments?
Richmond Mutual Bancorporation, Inc. (RMBI) reported accretion (amortization) of discounts and premiums, investments of -$192.21K in Q1 2026.
How has Richmond Mutual Bancorporation, Inc.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
Richmond Mutual Bancorporation, Inc.'s accretion (amortization) of discounts and premiums, investments increased by 3.0% year-over-year, from -$198.2K to -$192.21K.
What is the long-term trend for Richmond Mutual Bancorporation, Inc.'s accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Richmond Mutual Bancorporation, Inc.'s accretion (amortization) of discounts and premiums, investments has grown at a -26.1% compound annual growth rate (CAGR), from -$2.53M to -$754.84K.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. It reflects the systematic allocation of the difference between the purchase price and the par value of debt securities over their remaining life. This adjustment is essential for reconciling net income to cash flow from operations.