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Root, Inc. ROOT Available-for-Sale Debt Securities - Unrealized Loss Position

Available-for-Sale Debt Securities - Unrealized Loss Position at other companies

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Other financials

Income statement

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Revenue$389.2M+1.6%
Operating income$34.6M+26.7%
Net income$25.4M+15.5%
EPS (diluted)$1.49+15.5%

Balance sheet

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Cash & equivalents$574.8M-10.5%
Total debt$199.8M-0.1%
Total equity$327.9M+34.1%
Total assets$1.7B+5.1%

Cash flow

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Operating cash flow$57.5M+10.6%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$827.96M-39.4%
Enterprise value$452.96M-50.9%
P/E13.5×-2.5×
P/S0.5×-0.5×

Profitability

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Operating margin5.5%-3.3pp
Net margin3.9%-2.3pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity21.4%-21.7pp
Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss.

The source filing: Root, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:10 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001788882-26-000061
Asset-backed securities113.5(1.2)4.1(0.2)117.6(1.4)
Total fixed maturities311.5(2.8)14.1(0.4)325.6(3.2)
Short-term investments10.810.8
Total$$322.3$$(2.8)$$14.1$$(0.4)$$336.4$$(3.2)
December 31, 2025
Less than 12 Months12 Months or MoreTotal
Fair ValueUnrealizedLossFair ValueUnrealizedLossFair ValueUnrealizedLoss
(dollars in millions)

Item 1. Financial Statements. - Unaudited

FAQ

What is Root, Inc.'s available-for-sale debt securities - unrealized loss position?
Root, Inc. (ROOT) reported available-for-sale debt securities - unrealized loss position of $3.2M in Q2 2026.
How has Root, Inc.'s available-for-sale debt securities - unrealized loss position changed year-over-year?
Root, Inc.'s available-for-sale debt securities - unrealized loss position increased by 220.0% year-over-year, from $1M to $3.2M.
What is the long-term trend for Root, Inc.'s available-for-sale debt securities - unrealized loss position?
Over 4 years (2020 to 2024), Root, Inc.'s available-for-sale debt securities - unrealized loss position has grown at a 136.0% compound annual growth rate (CAGR), from $100K to $3.1M.
What does available-for-sale debt securities - unrealized loss position mean?
Debt securities classified as available-for-sale that are in an unrealized loss position.

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