What is Root, Inc.'s restricted cash?

Root, Inc. (ROOT) reported restricted cash of $11.7M in Q1 2026.

How has Root, Inc.'s restricted cash changed year-over-year?

Root, Inc.'s restricted cash increased by 963.6% year-over-year, from $1.1M to $11.7M.

What is the long-term trend for Root, Inc.'s restricted cash?

Over 5 years (2020 to 2025), Root, Inc.'s restricted cash has grown at a 83.1% compound annual growth rate (CAGR), from $1M to $20.6M.

What does restricted cash mean?

Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.

Root, Inc. ROOT Restricted Cash

Restricted Cash at other companies

ProgressivePGR

$17M+41.7%

LemonadeLMND

$12.2M+16.2%

The Travelers CompaniesTRV

$134M-2.9%

Selective Insurance GroupSIGI

$10.72M-90.1%

Other financials

Income statement

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Revenue$393.5M+12.6%

Operating income$40.9M+72.6%

Net income$35.9M+95.1%

EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%

Total debt$200.3M+0.2%

Total equity$325.9M+42.5%

Total assets$1.7B+6.3%

Cash flow

See full

Operating cash flow$9.3M-65.3%

CapEx-—

Free cash flow$70.1M+1.3%

Valuation

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Market cap$826.77M-61.1%

Enterprise value$418.17M-75.6%

P/E14.3×-24.0×

P/S0.5×-1.1×

Profitability

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Operating margin5.1%-2.6pp

Net margin3.7%-0.7pp

FCF margin13.6%-3.0pp

Returns & leverage

See full

Return on equity20.8%-7.3pp

Debt / equity0.6×-0.3×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RestrictedCashAndCashEquivalents.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s restricted cash?: Root, Inc. (ROOT) reported restricted cash of $11.7M in Q1 2026.
How has Root, Inc.'s restricted cash changed year-over-year?: Root, Inc.'s restricted cash increased by 963.6% year-over-year, from $1.1M to $11.7M.
What is the long-term trend for Root, Inc.'s restricted cash?: Over 5 years (2020 to 2025), Root, Inc.'s restricted cash has grown at a 83.1% compound annual growth rate (CAGR), from $1M to $20.6M.
What does restricted cash mean?: Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.