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Root, Inc. ROOT Retained Earnings

Retained Earnings at other companies

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ProgressivePGR
$29.61B+10.8%
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$67.5B+21.8%
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-$1.5B-10.2%
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-$1.21B+8.5%
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-$246.22M-10.0%
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Other financials

Income statement

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Revenue$389.2M+1.6%
Operating income$34.6M+26.7%
Net income$25.4M+15.5%
EPS (diluted)$1.49+15.5%

Balance sheet

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Cash & equivalents$574.8M-10.5%
Total debt$199.8M-0.1%
Total equity$327.9M+34.1%
Total assets$1.7B+5.1%

Cash flow

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Operating cash flow$57.5M+10.6%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$827.96M-39.4%
Enterprise value$452.96M-50.9%
P/E13.5×-2.5×
P/S0.5×-0.5×

Profitability

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Operating margin5.5%-3.3pp
Net margin3.9%-2.3pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity21.4%-21.7pp
Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Root, Inc.’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 4:10 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001788882-26-000061

FAQ

What is Root, Inc.'s retained earnings?
Root, Inc. (ROOT) reported retained earnings of -$1.58B in Q2 2026.
How has Root, Inc.'s retained earnings changed year-over-year?
Root, Inc.'s retained earnings increased by 3.7% year-over-year, from -$1.64B to -$1.58B.
What is the long-term trend for Root, Inc.'s retained earnings?
Over 5 years (2020 to 2025), Root, Inc.'s retained earnings has grown at a 17.0% compound annual growth rate (CAGR), from -$748M to -$1.64B.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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