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Root, Inc. ROOT Total Operating Expenses

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Other financials

Income statement

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Revenue$389.2M+1.6%
Operating income$34.6M+26.7%
Net income$25.4M+15.5%
EPS (diluted)$1.49+15.5%

Balance sheet

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Cash & equivalents$574.8M-10.5%
Total debt$199.8M-0.1%
Total equity$327.9M+34.1%
Total assets$1.7B+5.1%

Cash flow

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Operating cash flow$57.5M+10.6%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$797.9M-41.6%
Enterprise value$422.9M-54.2%
P/E13×-3.0×
P/S0.5×-0.5×

Profitability

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Operating margin5.5%-3.3pp
Net margin3.9%-2.3pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity21.4%-21.7pp
Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Root, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:10 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001788882-26-000061
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other insurance expense58.447.9117.884.6
Technology and development15.513.730.725.1
General and administrative15.523.640.044.1
Total operating expenses354.6355.6707.2681.3
Operating income34.627.375.551.0
Interest expense4.15.38.910.6
Loss on extinguishment of debt4.94.9
Income before income tax expense25.622.061.740.4

Item 1. Financial Statements. - Unaudited

FAQ

What is Root, Inc.'s total operating expenses?
Root, Inc. (ROOT) reported total operating expenses of $354.6M in Q2 2026.
How has Root, Inc.'s total operating expenses changed year-over-year?
Root, Inc.'s total operating expenses decreased by 0.3% year-over-year, from $355.6M to $354.6M.
What is the long-term trend for Root, Inc.'s total operating expenses?
Over 4 years (2021 to 2025), Root, Inc.'s total operating expenses has grown at a 15.1% compound annual growth rate (CAGR), from $830.6M to $1.46B.
What does total operating expenses mean?
The sum of all operating costs including COGS, SG&A, R&D, D&A, and other operating charges. Revenue minus total operating expenses equals operating income.

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