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SB Financial Group SBFG Effective Income Tax Rate Reconciliation Tax Credit Lowincome Housing Tax Credits

Effective Income Tax Rate Reconciliation Tax Credit Lowincome Housing Tax Credits at other companies

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Other financials

Income statement

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Revenue$17.4M+13.2%
Net income$4.3M+99.1%
EPS (diluted)$0.69+109%

Balance sheet

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Cash & equivalents$126.3M+20.1%
Total debt$24.7M-26.9%
Total equity$143.7M+9.2%
Total assets$1.6B+6.9%

Cash flow

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Operating cash flow-$3.0M-145%
CapEx$229.0K-75.2%
Free cash flow-$3.2M-156%

Valuation

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Market cap$158.57M+34.4%
Enterprise value$57.02M-25.9%
P/E9.8×0.0×
P/S2.4×+0.5×

Profitability

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Net margin23.8%+4.8pp
FCF margin23.4%-8.1pp

Returns & leverage

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Return on equity11.7%+2.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by SB Financial Group in its filing.

Tagged under the XBRL concept sbfg:EffectiveIncomeTaxRateReconciliationTaxCreditLowincomeHousingTaxCredits.

The official record: SB Financial Group’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SB Financial Group's effective income tax rate reconciliation tax credit lowincome housing tax credits?
SB Financial Group (SBFG) reported effective income tax rate reconciliation tax credit lowincome housing tax credits of 0.5% in Q4 2025.
What does effective income tax rate reconciliation tax credit lowincome housing tax credits mean?
This represents the percentage point reduction in the effective tax rate attributable to low-income housing tax credits. It measures the efficiency of the company's tax strategy regarding social investment programs. A higher value indicates a more significant tax savings relative to pre-tax income.