Where do Sezzle's ratios come from?

Every ratio is computed from Sezzle's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Sezzle SEZL Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Operating margin	40.7%+1.5pp	39.3%+2.9pp	36.4%-0.6pp	37%+1.1pp	36%+5.6pp
Net margin	30.8%+1.3pp	29.6%+1.9pp	27.7%-0.5pp	28.1%-4.3pp	32.4%+3.5pp
Returns
Return on equity	92%-11.4pp	103.3%-3.7pp	107%-8.7pp	115.8%-21.6pp	137.3%-5.5pp
Efficiency
Asset turnover	1.3×0.0×	1.3×-0.1×	1.4×0.0×	1.3×0.0×	1.3×+0.3×
Liquidity
Current ratio	3.7×-0.3×	3.9×+0.4×	3.5×0.0×	3.5×+0.9×	2.6×+0.2×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Net debt / EBITDA	-0.6×-0.3×	-0.4×+0.3×	-0.7×0.0×	-0.6×+0.1×	-0.7×+0.1×
Per Share
Book value per share	$5.63+18.5%	$4.75+9.2%	$4.35+18.5%	$3.67+5.6%	$3.48+42.1%
Valuation
Market capitalization	$2.14B-1.3%	$2.17B-19.9%	$2.71B-49.2%	$5.33B+351%	$1.18B-17.6%
Price / earnings	14.4×-1.9×	16.3×-7.1×	23.4×-27.6×	51×+39.9×	11.1×-7.2×
Price / sales	4.4×-0.4×	4.8×-1.6×	6.5×-7.9×	14.3×+10.7×	3.6×-1.7×
Price / book	10.9×-1.9×	12.8×-4.7×	17.4×-23.4×	40.9×+31.5×	9.4×-6.9×
EV / EBITDA	10.2×-1.6×	11.8×-5.1×	16.9×-20.8×	37.8×+28.6×	9.2×-7.2×

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Questions, answered.

Where do Sezzle's ratios come from?: Every ratio is computed from Sezzle's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.