Where do Sezzle's ratios come from?

Every ratio is computed from Sezzle's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Sezzle SEZL Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Operating margin	39.3%+8.9pp	30.3%+16.4pp	13.9%—	——
Net margin	29.6%+0.6pp	29%+24.5pp	4.5%+35.3pp	-30.8%+34.6pp
Returns
Return on equity	103.3%-39.5pp	142.9%+97.0pp	45.9%+212pp	-166.1%-12.3pp
Return on invested capital	236.6%—	——	——	——
Efficiency
Asset turnover	1.3×+0.2×	1.1×+0.2×	0.8×+0.2×	0.6×+0.1×
Liquidity
Current ratio	3.9×+1.5×	2.4×+1.3×	1.1×-0.6×	1.7×-0.3×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0.1×0.0×	0×0.0×
Net debt / EBITDA	-0.4×+0.5×	-0.9×+2.0×	-2.9×—	——
Per Share
Book value per share	$4.75+94.1%	$2.45-37.1%	$3.89+140%	$1.62+761%
Valuation
Market capitalization	$2.17B+51.1%	$1.43B+1,127%	$116.91M—	——
Price / earnings	16.3×-2.0×	18.3×+1.8×	16.5×—	——
Price / sales	4.8×-0.5×	5.3×+4.6×	0.7×—	——
Price / book	12.8×-3.6×	16.3×+11.0×	5.3×—	——
EV / EBITDA	11.8×-4.6×	16.4×+14.2×	2.2×—	——

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Questions, answered.

Where do Sezzle's ratios come from?: Every ratio is computed from Sezzle's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.