What is Sound Financial Bancorp's revenue?

Sound Financial Bancorp (SFBC) generated $39.7M in revenue over the trailing twelve months, up 9.4% year over year.

Is Sound Financial Bancorp profitable?

Sound Financial Bancorp reported $7.6M in net income over the trailing twelve months, a 19.1% net margin.

What is Sound Financial Bancorp's earnings per share?

Sound Financial Bancorp's diluted EPS over the trailing twelve months is $2.93.

Where does Sound Financial Bancorp's income statement data come from?

Every line is extracted from Sound Financial Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Sound Financial Bancorp SFBC Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$34.93M+12.7%	$31M-8.4%	$33.85M-4.1%	$35.3M+18.0%
Net interest income after provision for credit losses	$34.8M+11.8%	$31.12M-8.8%	$34.12M0.0%	$34.14M+15.8%
Total noninterest income	$3.97M-14.8%	$4.65M-7.1%	$5.01M+9.3%	$4.58M-37.5%
Total interest income	$57.56M+0.3%	$57.37M+13.4%	$50.61M+27.2%	$39.8M+17.5%
Total revenue	$38.89M+9.1%	$35.66M-8.2%	$38.86M-2.6%	$39.88M+7.1%
Rental income	——	——	——	——
Total interest expense (banking)	$20.91M-13.2%	$24.08M+70.3%	$14.14M+379%	$2.95M-10.1%
Selling, general and administrative	$5.97M+1.3%	$5.89M-3.3%	$6.1M+3.6%	$5.88M+2.0%
Compensation and benefits	$16.71M-5.0%	$17.59M+2.7%	$17.14M+4.4%	$16.41M+15.1%
Occupancy and equipment	$1.74M+4.7%	$1.67M-8.0%	$1.81M+4.2%	$1.74M-0.6%
Depreciation and amortization	——	——	——	——
Provision for credit losses	$127K+206%	-$120K—	——	$1.16M+173%
Total noninterest expense	$30.09M-0.1%	$30.13M0.0%	$30.13M+8.2%	$27.84M+9.6%
Interest expense	$22.63M-14.2%	$26.37M+57.4%	$16.76M+272%	$4.5M+13.8%
Interest income	$52.95M+4.9%	$50.5M+8.7%	$46.47M+21.7%	$38.18M+14.3%
Other income (expense), net	-$137K-461%	$38K—	$0—	——
Gain (loss) on disposal of assets	——	——	——	——
Income before income taxes	$8.67M+53.6%	$5.65M-37.3%	$9M-17.3%	$10.88M-4.8%
Income tax expense	$1.51M+50.4%	$1.01M-35.6%	$1.56M-24.7%	$2.07M-8.8%
Net income	$7.16M+54.3%	$4.64M-37.6%	$7.44M-15.5%	$8.81M-3.8%
Net margin	18.4%+5.4pp	13%-6.1pp	19.1%-2.9pp	22.1%-2.5pp
Preferred stock dividends	——	——	——	——
Diluted earnings per share	$2.77+53.0%	$1.81-36.7%	$2.86-14.6%	$3.35-3.2%
Basic earnings per share	$2.78+53.6%	$1.81-37.2%	$2.88-15.3%	$3.40-3.7%
Weighted-average shares, diluted	10.3M+0.6%	10.3M-0.9%	10.3M-1.1%	10.5M-0.3%
Weighted-average shares, basic	10.2M+0.6%	10.2M-1.0%	10.3M-0.6%	10.3M0.0%
Accretion (Amortization) of Discounts and Premiums, Investments	——	——	——	——
Share-based compensation expense related to employee stock plans	——	——	——	——
Stock options excluded as their inclusion would be anti-dilutive (in shares)	——	——	——	——
Bank Owned Life Insurance, Change In Cash Surrender Value	——	——	——	——
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Cash dividend per common share (in dollars per share)	——	——	——	——
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——
Contractually specified servicing fees, late charges and ancillary fees	——	——	——	——
Deferred taxes	——	——	——	——
Depreciation, Amortization and Accretion, Net	$491K-20.7%	$619K-13.7%	$717K+1.8%	$704K+4.1%
Dividends, Common Stock, Cash	——	——	——	——
Fees And Commissions Mortgage Banking And Servicing	$1.05M-6.4%	$1.12M-5.2%	$1.18M-5.1%	$1.24M-3.3%
Finance Lease Interest Payment On Liability	——	——	——	——
Finance Lease Right Of Use Asset Amortization	——	——	——	——
Gross charge-offs	——	——	——	——
Financing Receivable, Excluding Accrued Interest, Allowance For Credit Loss, And Off-Balance-Sheet, Credit Loss, Liability, Writeoff (Recovery)	——	——	——	——
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)	——	——	——	——
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery	——	——	——	——
Financing Receivable, Excluding Accrued Interest, And Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)	——	——	——	——
Provision for credit losses	——	——	——	——
Gain Loss On Sale Of Property Plant Equipment	-$137K—	——	——	——
Net gains/(losses) on sales of loans	$260K+1.2%	$257K-24.4%	$340K-37.7%	$546K-87.0%
Gains from sale of other real estate classified as OREO	$0-100%	$37K—	——	$0—
Income Taxes Paid, Net	$1.93M+132%	$831K-65.4%	$2.4M+19.4%	$2.01M—
Increase Decrease In Accrued Interest Receivable Net	——	——	——	$866K—
Increase (Decrease) in Deposits	——	——	——	——
Increase Decrease In Interest Payable Net	——	——	$453K+132%	$195K—
Increase (Decrease) In Lease Liabilities	——	——	——	——
Increase (Decrease) in Other Operating Assets	-$596K—	——	——	——
Other liabilities	——	-$233K—	——	——
Net change in advances from borrowers for taxes and insurance	——	——	——	——
Data processing and equipment	$5.02M+18.8%	$4.23M-3.7%	$4.39M+30.6%	$3.36M+3.0%
Interest and Dividend Income, Operating	$57.56M+0.3%	$57.37M+13.4%	$50.61M+27.2%	$39.8M+17.5%
Interest and Dividend Income, Securities, Operating	$4.61M-33.0%	$6.87M+66.1%	$4.14M+156%	$1.62M+234%
Interest and Fee Income, Loans and Leases	$52.95M+4.9%	$50.5M+8.7%	$46.47M+21.7%	$38.18M+14.3%
Interest Expense, Deposits	$20.91M-13.2%	$24.08M+70.3%	$14.14M+379%	$2.95M-10.1%
Long-term debt	$1.02M-37.1%	$1.62M-16.8%	$1.95M+122%	$878K—
Interest Expense, Subordinated Notes and Debentures	$701K+4.3%	$672K0.0%	$672K0.0%	$672K0.0%
Interest Income (Expense), after Provision for Loan Loss	$34.8M+11.8%	$31.12M-8.8%	$34.12M0.0%	$34.14M+15.8%
Interest Income (Expense), Operating	$34.93M+12.7%	$31M-8.4%	$33.85M-4.1%	$35.3M+18.0%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$22.72M-14.0%	$26.42M+61.7%	$16.34M+279%	$4.31M+4.4%
Investment Banking Advisory Brokerage And Underwriting Fees And Commissions	$2.67M+1.9%	$2.62M+3.7%	$2.53M+6.7%	$2.37M+5.4%
Lease Cost	——	——	——	——
Number of renewal options	——	——	——	——
Net loss and expenses on OREO and repossessed assets	$38K+219%	-$32K-346%	$13K—	$0+100%
Mortgage Servicing Rights MSR Impairment Recovery	$711K—	——	$218K—	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	——	-$5.04M—	——	——
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	——	——	-$26.32M+85.7%	-$183.79M-135%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$7.66M+161%	$2.93M-58.4%	$7.05M-30.3%	$10.11M—
Noninterest Expense	$30.09M-0.1%	$30.13M0.0%	$30.13M+8.2%	$27.84M+9.6%
Total other income	-$137K-461%	$38K—	$0—	——
Off-Balance-Sheet, Credit Loss, Liability, Writeoff (Recovery)	——	——	——	——
Derecognition of lease liability	——	——	——	——
Operating lease right-of-use assets amortization expense	$1.02M+5.7%	$960K+2.7%	$935K+4.5%	$895K-1.8%
Derecognition of ROU asset	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——
Tax expense (benefit) of unrealized gains/losses on available for sale securities still held	——	——	——	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	——	——	——	——
Payment for Origination and Purchase, Loan, Held-for-Sale	$17.26M+15.9%	$14.9M-24.6%	$19.76M+1.1%	$19.55M-85.9%
Payments for (Proceeds from) Federal Home Loan Bank Stock	——	——	——	——
Payments For Proceeds From Loans And Leases	——	——	$28.66M-83.9%	$177.78M+143%
Payments of Ordinary Dividends, Common Stock	$1.95M-0.1%	$1.95M+1.8%	$1.91M-5.8%	$2.03M-0.4%
Payments to Acquire Equity Method Investments	——	——	——	——
Payment to Acquire Life Insurance Policy, Investing Activities	——	——	——	——
Payments to Acquire Property, Plant, and Equipment	$170K—	——	$444K+11.6%	$398K+76.9%
Proceeds from sales and redemptions of investments in debt securities classified as available for sale	$300K-22.1%	$385K-81.2%	$2.04M+110%	$972K-72.5%
Sales and maturities of investments	$238K+580%	$35K+6.1%	$33K+22.2%	$27K—
Sale of investments	——	——	——	——
Proceeds From Sale Of Loans Held For Sale	$15.07M+5.6%	$14.27M-26.2%	$19.34M-9.0%	$21.25M-85.9%
Proceeds from the sale of for-sale condominiums, net of selling costs	——	——	——	——
Cash received from option exercises	——	$269K-31.9%	$395K+77.1%	$223K+22.5%
Total provisions for credit losses	$127K—	——	-$273K-124%	$1.16M+172%
Regulatory assessments	$664K-15.6%	$787K+14.4%	$688K+52.2%	$452K+19.3%
Servicing Asset At Fair Value Additions	——	——	——	——
Weighted average constant prepayment rate	——	$1.25—	——	——
Discount rate	——	——	——	——
Average debt service cost per residential loan	——	——	——	——
Stock-based compensation	$303K-22.3%	$390K-13.3%	$450K-5.3%	$475K+31.9%
Stock Issued During Period, Value, Stock Options Exercised	——	——	——	——
Undistributed Earnings Diluted	——	——	——	——
Undistributed Earnings (Loss) Allocated to Participating Securities, Diluted	——	——	——	——
Undistributed Earnings Loss Allocated To Participating Securities Basic	——	——	——	——
Add: dilutive effect of potential common shares (in shares)	——	——	——	——

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Questions, answered.

What is Sound Financial Bancorp's revenue?: Sound Financial Bancorp (SFBC) generated $39.7M in revenue over the trailing twelve months, up 9.4% year over year.
Is Sound Financial Bancorp profitable?: Sound Financial Bancorp reported $7.6M in net income over the trailing twelve months, a 19.1% net margin.
What is Sound Financial Bancorp's earnings per share?: Sound Financial Bancorp's diluted EPS over the trailing twelve months is $2.93.
Where does Sound Financial Bancorp's income statement data come from?: Every line is extracted from Sound Financial Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.