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Sound Financial Bancorp SFBC Loans held for sale activity

Loans held for sale activity at other companies

Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$171M+25.7%
Heritage Financial logo
Heritage FinancialHFWA
$0
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$389K
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$2.6M+3,037%
PCB Bancorp logo
PCB BancorpPCB
$23.39M+32.9%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$31.49M+13.9%

Other financials

Income statement

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Revenue$10.0M+8.6%
Net income$1.6M+35.0%
EPS (diluted)$0.61+35.6%

Balance sheet

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Cash & equivalents$138.0M+4.9%
Total debt$3.4M-82.1%
Total equity$110.4M+5.7%
Total assets$1.1B+4.0%

Cash flow

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Operating cash flow$1.5M-18.7%
CapEx$32.0K-15.8%
Free cash flow$1.5M-18.8%

Valuation

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Market cap$102.55M-4.9%
Enterprise value-$32.07M-200%
P/E13.6×-3.6×
P/S2.6×-0.3×

Profitability

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Net margin19.1%+5.2pp
FCF margin18.1%+10.4pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity-0.1×

Where this comes from

Reported directly by Sound Financial Bancorp in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale.

The official record: Sound Financial Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sound Financial Bancorp's loans held for sale activity?
Sound Financial Bancorp (SFBC) reported loans held for sale activity of $5.85M in Q1 2026.
How has Sound Financial Bancorp's loans held for sale activity changed year-over-year?
Sound Financial Bancorp's loans held for sale activity increased by 55.2% year-over-year, from $3.77M to $5.85M.
What is the long-term trend for Sound Financial Bancorp's loans held for sale activity?
Over 4 years (2021 to 2025), Sound Financial Bancorp's loans held for sale activity has grown at a -40.6% compound annual growth rate (CAGR), from $138.93M to $17.26M.
What does loans held for sale activity mean?
Net change in mortgage and other loans originated for sale into the secondary market.