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Sound Financial Bancorp SFBC Net change in loans and leases

Net change in loans and leases at other companies

Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$142M+518%
Heritage Financial logo
Heritage FinancialHFWA
-$16.46M+56.5%
Bogota Financial Corp. logo
Bogota Financial Corp.BSBK
-$8.46M+20.0%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$23.39M+459%
Equity Bancshares logo
Equity BancsharesEQBK
-$56.37M-182%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$7.63M

Other financials

Income statement

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Revenue$10.0M+8.6%
Net income$1.6M+35.0%
EPS (diluted)$0.61+35.6%

Balance sheet

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Cash & equivalents$138.0M+4.9%
Total debt$3.4M-82.1%
Total equity$110.4M+5.7%
Total assets$1.1B+4.0%

Cash flow

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Operating cash flow$1.5M-18.7%
CapEx$32.0K-15.8%
Free cash flow$1.5M-18.8%

Valuation

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Market cap$102.55M-4.9%
Enterprise value-$32.07M-200%
P/E13.6×-3.6×
P/S2.6×-0.3×

Profitability

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Net margin19.1%+5.2pp
FCF margin18.1%+10.4pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity-0.1×

Where this comes from

Reported directly by Sound Financial Bancorp in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForProceedsFromLoansAndLeases.

The official record: Sound Financial Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sound Financial Bancorp's net change in loans and leases?
Sound Financial Bancorp (SFBC) reported net change in loans and leases of $16.02M in Q1 2026.
How has Sound Financial Bancorp's net change in loans and leases changed year-over-year?
Sound Financial Bancorp's net change in loans and leases increased by 215.4% year-over-year, from -$13.88M to $16.02M.
What is the long-term trend for Sound Financial Bancorp's net change in loans and leases?
Over 2 years (2021 to 2023), Sound Financial Bancorp's net change in loans and leases has grown at a -37.4% compound annual growth rate (CAGR), from $73.24M to $28.66M.
What does net change in loans and leases mean?
Net change in bank loan portfolio from originations, paydowns, charge-offs, and sales.