Where do Sound Financial Bancorp's ratios come from?

Every ratio is computed from Sound Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	19.1%+0.7pp	18.4%+0.8pp	17.6%+1.1pp	16.5%+2.7pp	13.9%+0.9pp
Free cash flow margin	18.1%-1.2pp	19.3%+4.6pp	14.7%+1.1pp	13.6%+6.0pp	7.6%-0.4pp
Returns
Return on equity	7%+0.3pp	6.7%+0.2pp	6.5%+0.4pp	6.1%+1.2pp	4.9%+0.4pp
Return on assets	0.7%0.0pp	0.7%+0.1pp	0.6%0.0pp	0.6%+0.1pp	0.5%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×-0.1×	0.2×0.0×	0.2×0.0×	0.2×+0.1×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$42.89+1.0%	$42.46+1.8%	$41.72+1.5%	$41.12+1.5%	$40.50+0.2%
Valuation
Market capitalization	$102.55M-8.3%	$104.19M-5.3%	$109.99M-0.8%	$110.88M-7.4%	$119.76M-5.0%
Enterprise value	-$32.07M-213%	-$30.59M-210%	$27.78M+0.8%	$27.55M+288%	$7.09M-91.8%
Price / earnings	13.6×-4.2×	14.6×-1.5×	16.1×-1.5×	17.6×-6.2×	23.8×-3.4×
Price / sales	2.6×-0.4×	2.7×-0.2×	2.8×-0.1×	2.9×-0.4×	3.3×-0.2×
Price / book	0.9×-0.1×	1×-0.1×	1×0.0×	1×-0.1×	1.1×-0.1×
EV / sales	-0.8×-1.6×	-0.8×-1.5×	0.7×0.0×	0.7×+0.5×	0.2×-2.2×
Free cash flow yield	7%+2.4pp	7.2%+2.0pp	5.2%+0.5pp	4.7%+2.4pp	2.3%+0.1pp
Earnings yield	7.4%+1.7pp	6.9%+0.7pp	6.2%+0.5pp	5.7%+1.5pp	4.2%+0.5pp
Dividend yield	2%+0.2pp	1.9%+0.1pp	1.8%0.0pp	1.8%+0.1pp	1.6%+0.1pp
PEG ratio	0.3×0.0×	0.3×+0.1×	0.2×-0.1×	0.3×—	——

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Where do Sound Financial Bancorp's ratios come from?: Every ratio is computed from Sound Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.