Where do Sound Financial Bancorp's ratios come from?

Every ratio is computed from Sound Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	19.1%+5.2pp	18.4%+5.4pp	17.6%+6.4pp	16.5%+5.3pp	13.9%-2.4pp
Free cash flow margin	18.1%+10.4pp	19.3%+11.3pp	14.7%+1.4pp	13.6%+1.3pp	7.6%-10.4pp
Returns
Return on equity	7%+2.1pp	6.7%+2.2pp	6.5%+2.6pp	6.1%+2.2pp	4.9%-1.2pp
Return on assets	0.7%+0.2pp	0.7%+0.2pp	0.6%+0.3pp	0.6%+0.2pp	0.5%-0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×-0.1×	0×0.0×	0.2×+0.1×	0.2×+0.1×	0.2×+0.1×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$42.89+5.9%	$42.46+5.1%	$41.72+4.8%	$41.12+3.8%	$40.50+2.5%
Valuation
Market capitalization	$102.55M-8.3%	$104.19M-17.3%	$109.99M-19.1%	$110.88M+1.5%	$119.76M+15.9%
Enterprise value	-$32.07M-213%	-$30.59M-135%	$27.78M+411%	$27.55M+228%	$7.09M+124%
Price / earnings	13.6×-4.2×	14.6×-12.6×	16.1×-18.5×	17.6×-10.1×	23.8×+6.7×
Price / sales	2.6×-0.4×	2.7×-0.9×	2.8×-1.1×	2.9×-0.2×	3.3×+0.5×
Price / book	0.9×-0.1×	1×-0.3×	1×-0.3×	1×0.0×	1.1×+0.1×
EV / sales	-0.8×-1.6×	-0.8×-3.2×	0.7×+1.0×	0.7×+1.3×	0.2×+1.0×
Free cash flow yield	7%+2.4pp	7.2%+4.9pp	5.2%+1.8pp	4.7%+0.7pp	2.3%-4.2pp
Earnings yield	7.4%+1.7pp	6.9%+3.2pp	6.2%+3.3pp	5.7%+2.1pp	4.2%-1.6pp
Dividend yield	2%+0.2pp	1.9%+0.3pp	1.8%+0.3pp	1.8%0.0pp	1.6%-0.3pp
PEG ratio	0.3×0.0×	0.3×—	0.2×—	0.3×—	——

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Where do Sound Financial Bancorp's ratios come from?: Every ratio is computed from Sound Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.