What is Sound Financial Bancorp's trial loan modifications?

Sound Financial Bancorp (SFBC) reported trial loan modifications of $1.1M in Q1 2026.

How has Sound Financial Bancorp's trial loan modifications changed year-over-year?

Sound Financial Bancorp's trial loan modifications decreased by 15.4% year-over-year, from $1.3M to $1.1M.

What is the long-term trend for Sound Financial Bancorp's trial loan modifications?

Over 5 years (2020 to 2025), Sound Financial Bancorp's trial loan modifications has grown at a -19.2% compound annual growth rate (CAGR), from $3.2M to $1.1M.

Sound Financial Bancorp SFBC Trial Loan Modifications

Other financials

Income statement

See full

Revenue$10.0M+8.6%

Net income$1.6M+35.0%

EPS (diluted)$0.61+35.6%

Balance sheet

See full

Cash & equivalents$138.0M+4.9%

Total debt$3.4M-82.1%

Total equity$110.4M+5.7%

Total assets$1.1B+4.0%

Cash flow

See full

Operating cash flow$1.5M-18.7%

CapEx$32.0K-15.8%

Free cash flow$1.5M-18.8%

Valuation

See full

Market cap$102.55M-4.9%

Enterprise value-$32.07M-200%

P/E13.6×-3.6×

P/S2.6×-0.3×

Profitability

See full

Net margin19.1%+5.2pp

FCF margin18.1%+10.4pp

Returns & leverage

See full

Return on equity7%+2.1pp

Debt / equity0×-0.1×

Where this comes from

Reported directly by Sound Financial Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableModificationsRecordedInvestment.

The official record: Sound Financial Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Sound Financial Bancorp's trial loan modifications.

Connect your AI assistant and see it in context, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Sound Financial Bancorp's trial loan modifications?: Sound Financial Bancorp (SFBC) reported trial loan modifications of $1.1M in Q1 2026.
How has Sound Financial Bancorp's trial loan modifications changed year-over-year?: Sound Financial Bancorp's trial loan modifications decreased by 15.4% year-over-year, from $1.3M to $1.1M.
What is the long-term trend for Sound Financial Bancorp's trial loan modifications?: Over 5 years (2020 to 2025), Sound Financial Bancorp's trial loan modifications has grown at a -19.2% compound annual growth rate (CAGR), from $3.2M to $1.1M.