What does recognized interest income mean?

The interest income actually recognized on loans that are classified as non-accrual, typically recorded on a cash basis. This reflects the bank's ability to recover interest payments from distressed borrowers despite their impaired status.

Southern First Bancshares SFST Recognized interest income

Recognized interest income at other companies

Shore BancsharesSHBI

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Other financials

Income statement

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Revenue$33.8M+27.6%

Net income$9.9M+87.8%

EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%

Total debt$22.1M-6.3%

Total equity$379.4M+12.4%

Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%

CapEx$280.0K+98.6%

Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%

P/E16×+0.1×

P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp

FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableNonaccrualInterestIncome.

The official record: Southern First Bancshares’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's recognized interest income?: Southern First Bancshares (SFST) reported recognized interest income of $0 in Q4 2025.
What does recognized interest income mean?: The interest income actually recognized on loans that are classified as non-accrual, typically recorded on a cash basis. This reflects the bank's ability to recover interest payments from distressed borrowers despite their impaired status.