Southern First Bancshares SFST Mortgage Loans Pledged As Collateral Advances

Mortgage Loans Pledged As Collateral Advances at other companies

Heritage FinancialHFWA

$1.31B-3.9%

WaFd, Inc.WAFD

$13.44B+94,788%

Camden NationalCAC

$2.3B+21.1%

Amalgamated Financial Corp.AMAL

$2.02B-1.0%

Mid Penn BancorpMPB

$3.02M-87.1%

Home BancorpHBCP

$1.16B-3.5%

Other financials

Income statement

See full

Revenue$33.8M+27.6%

Net income$9.9M+87.8%

EPS (diluted)$1.19+83.1%

Balance sheet

See full

Cash & equivalents$342.8M+1,276%

Total debt$22.1M-6.3%

Total equity$379.4M+12.4%

Total assets$4.6B+6.9%

Cash flow

See full

Operating cash flow$10.8M+42.1%

CapEx$280.0K+98.6%

Free cash flow$10.5M+41.0%

Valuation

See full

Market cap$561.16M+93.1%

P/E16×+0.1×

P/S4.5×+1.5×

Profitability

See full

Net margin27.9%+9.4pp

FCF margin28.1%-9.9pp

Returns & leverage

See full

Return on equity9.8%+4.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept SFST:MortgageLoansPledgedAsCollateralAdvances.

The official record: Southern First Bancshares’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

Ask your AI about Southern First Bancshares's mortgage loans pledged as collateral advances.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Southern First Bancshares's mortgage loans pledged as collateral advances?: Southern First Bancshares (SFST) reported mortgage loans pledged as collateral advances of $345M in Q4 2025.
What does mortgage loans pledged as collateral advances mean?: The total value of mortgage loans utilized as collateral to secure funding or credit advances from external sources, such as the Federal Home Loan Bank. This indicates the bank's reliance on its mortgage portfolio to maintain liquidity and access wholesale funding.