Operating
Change in Finance Receivables
Shopify Change in Finance Receivables remained flat by 0.0% to $35.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 72.0%, from $20.50M to $35.25M. Over 3 years (FY 2022 to FY 2025), Change in Finance Receivables shows an upward trend with a 83.0% CAGR.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ1 2022
Last reportedQ4 2025Feb 11, 2026
How to read this metric
A negative change indicates increased lending activity, while a positive change indicates a reduction in the loan portfolio.
Detailed definition
Reflects the net cash flow impact from changes in the balance of customer loans and financing arrangements provided by t...
Peer comparison
Common for automotive and industrial companies with captive finance arms; peers include GM Financial or Toyota Financial Services.
Metric ID:
csco_change_in_finance_receivablesHistorical Data
4 years
| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $23.00M | -$214.00M | $82.00M | $141.00M |
| YoY Change | — | <-999% | +138.3% | +72.0% |
Range-$214.00M – $141.00M
CAGR+83.0%
Avg YoY Growth-273.4%
Median YoY Growth+72.0%
Current Streak2 years growth
Change in Finance Receivables at Other Companies
Frequently Asked Questions
- What is Shopify's change in finance receivables?
- Shopify (SHOP) reported change in finance receivables of $35.25M in Q4 2025.
- How has Shopify's change in finance receivables changed year-over-year?
- Shopify's change in finance receivables increased by 72.0% year-over-year, from $20.50M to $35.25M.
- What is the long-term trend for Shopify's change in finance receivables?
- Over 3 years (2022 to 2025), Shopify's change in finance receivables has grown at a 83.0% compound annual growth rate (CAGR), from $23.00M to $141.00M.
- What does change in finance receivables mean?
- The net cash impact of providing financing to customers for products.