Skip to content

Southern Missouri Bancorp SMBC Net Change In Certificates Of Deposits

Net Change In Certificates Of Deposits at other companies

SLM logo
SLMSLM
$142.93M+116%
CVB Financial logo
CVB FinancialCVBF
-$32.29M-174%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
-$362.32M-149%
CNB Financial logo
CNB FinancialCCNE
$55.31M+275%
First Merchants Corporation logo
First Merchants CorporationFRME
-$206.19M-52.4%
Tompkins Financial logo
Tompkins FinancialTMP
-$5.94M-105%

Other financials

Income statement

See full
Revenue$50.2M+8.9%
Net income$17.8M+13.3%
EPS (diluted)$1.60+15.1%

Balance sheet

See full
Cash & equivalents$93.0M-59.0%
Total debt$6.8M-0.4%
Total equity$573.5M+8.5%
Total assets$5.1B+3.3%

Cash flow

See full
Operating cash flow$29.0M+20.3%
CapEx$456.0K-66.8%
Free cash flow$28.5M+25.6%

Valuation

See full
Market cap$823.53M+41.6%
Enterprise value$737.32M+104%
P/E12.2×+1.9×
P/S4.2×+0.9×

Profitability

See full
Net margin34.3%+2.6pp
FCF margin45.8%+10.5pp

Returns & leverage

See full
Return on equity12.2%+1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept smbc:NetChangeInCertificatesOfDeposits.

The official record: Southern Missouri Bancorp’s 10-Q, filed February 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Southern Missouri Bancorp's net change in certificates of deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Southern Missouri Bancorp's net change in certificates of deposits?
Southern Missouri Bancorp (SMBC) reported net change in certificates of deposits of -$17.75M in Q4 2025.
How has Southern Missouri Bancorp's net change in certificates of deposits changed year-over-year?
Southern Missouri Bancorp's net change in certificates of deposits decreased by 143.1% year-over-year, from $41.17M to -$17.75M.
What is the long-term trend for Southern Missouri Bancorp's net change in certificates of deposits?
Over 2 years (2021 to 2025), Southern Missouri Bancorp's net change in certificates of deposits has grown at a 67.3% compound annual growth rate (CAGR), from -$111.89M to $313.19M.
What does net change in certificates of deposits mean?
This metric measures the net change in time deposits with fixed maturity dates, which are a key component of the bank's stable funding base. It reflects the bank's strategy for managing interest rate risk and securing long-term liquidity through retail or brokered deposit channels.