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Southern Missouri Bancorp SMBC Net Change Interest Bearing Deposits

Net Change Interest Bearing Deposits at other companies

Citizens Financial Group logo
Citizens Financial GroupCFG
$131M+362%
Coastal Financial logo
Coastal FinancialCCB
$897.06M+332%
Northern Trust logo
Northern TrustNTRS
-$149.6M-149%
STB
S&T BancorpSTBA
$195.69M+26.9%
Huntington Bancshares logo
Huntington BancsharesHBAN
$149M-18.6%
Fulton Financial logo
Fulton FinancialFULT
$294.75M-5.9%

Other financials

Income statement

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Revenue$50.2M+8.9%
Net income$17.8M+13.3%
EPS (diluted)$1.60+15.1%

Balance sheet

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Cash & equivalents$93.0M-59.0%
Total debt$6.8M-0.4%
Total equity$573.5M+8.5%
Total assets$5.1B+3.3%

Cash flow

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Operating cash flow$29.0M+20.3%
CapEx$456.0K-66.8%
Free cash flow$28.5M+25.6%

Valuation

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Market cap$823.53M+41.6%
Enterprise value$737.32M+104%
P/E12.2×+1.9×
P/S4.2×+0.9×

Profitability

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Net margin34.3%+2.6pp
FCF margin45.8%+10.5pp

Returns & leverage

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Return on equity12.2%+1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept smbc:NetChangeInterestBearingDeposits.

The official record: Southern Missouri Bancorp’s 10-Q, filed November 7, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern Missouri Bancorp's net change interest bearing deposits?
Southern Missouri Bancorp (SMBC) reported net change interest bearing deposits of $1K in Q3 2025.
How has Southern Missouri Bancorp's net change interest bearing deposits changed year-over-year?
Southern Missouri Bancorp's net change interest bearing deposits decreased by 99.6% year-over-year, from $248K to $1K.
What is the long-term trend for Southern Missouri Bancorp's net change interest bearing deposits?
Over 2 years (2021 to 2024), Southern Missouri Bancorp's net change interest bearing deposits has grown at a 930.9% compound annual growth rate (CAGR), from -$7K to $744K.
What does net change interest bearing deposits mean?
This metric tracks the net fluctuation in deposits that earn interest for the customer, such as savings accounts, money market accounts, and interest-bearing checking. It reflects the bank's ability to attract and retain core funding necessary to support its lending activities.