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Southern Missouri Bancorp SMBC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
$1.79M-52.1%
Equity Bancshares logo
Equity BancsharesEQBK
$3.35M+481%
Five Star Bancorp logo
Five Star BancorpFSBC
-$185K+16.3%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$887K-3.1%
First Bancorp logo
First BancorpFBNC
-$587K+59.0%
Business First Bancshares logo
Business First BancsharesBFST
$199K+157%

Other financials

Income statement

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Revenue$50.2M+8.9%
Net income$17.8M+13.3%
EPS (diluted)$1.60+15.1%

Balance sheet

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Cash & equivalents$93.0M-59.0%
Total debt$6.8M-0.4%
Total equity$573.5M+8.5%
Total assets$5.1B+3.3%

Cash flow

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Operating cash flow$29.0M+20.3%
CapEx$456.0K-66.8%
Free cash flow$28.5M+25.6%

Valuation

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Market cap$819.67M+41.0%
Enterprise value$733.46M+103%
P/E12.2×+1.8×
P/S4.2×+0.9×

Profitability

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Net margin34.3%+2.6pp
FCF margin45.8%+10.5pp

Returns & leverage

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Return on equity12.2%+1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Southern Missouri Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern Missouri Bancorp's accretion (amortization) of discounts and premiums, investments?
Southern Missouri Bancorp (SMBC) reported accretion (amortization) of discounts and premiums, investments of $180K in Q1 2026.
How has Southern Missouri Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Southern Missouri Bancorp's accretion (amortization) of discounts and premiums, investments decreased by 43.2% year-over-year, from $317K to $180K.
What is the long-term trend for Southern Missouri Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Southern Missouri Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -1.9% compound annual growth rate (CAGR), from -$1.63M to $1.51M.
What does accretion (amortization) of discounts and premiums, investments mean?
Reflects the periodic adjustment to the carrying value of investment securities to account for the difference between the purchase price and the par value. This non-cash adjustment aligns the effective yield of the investment portfolio with the interest income recognized over time.