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Southern Missouri Bancorp SMBC Net gains/(losses) on sales of loans

Discontinued — last reported Q4 '26

Net gains/(losses) on sales of loans at other companies

Great Southern Bancorp logo
Great Southern BancorpGSBC
$795K-11.0%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$1.65M+1.2%
Magyar Bancorp logo
Magyar BancorpMGYR
$269K-56.0%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$12K
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$101K+106%
RBB Bancorp logo
RBB BancorpRBB

Other financials

Income statement

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Revenue$51.8M+8.7%
Net income$20.3M+28.5%
EPS (diluted)$1.83+31.7%

Balance sheet

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Cash & equivalents$91.0M-52.8%
Total debt$6.8M-0.4%
Total equity$590.7M+8.4%
Total assets$5.2B+4.3%

Cash flow

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Operating cash flow$29.0M+20.3%
CapEx$456.0K-66.8%
Free cash flow$28.5M+25.6%

Valuation

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Market cap$854.26M+37.6%
P/E11.9×+1.3×
P/S4.3×+0.9×

Profitability

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Net margin35.8%+3.7pp
FCF margin45.8%+10.5pp

Returns & leverage

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Return on equity12.7%+1.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Southern Missouri Bancorp’s 8-K, filed July 22, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern Missouri Bancorp's net gains/(losses) on sales of loans?
Southern Missouri Bancorp (SMBC) reported net gains/(losses) on sales of loans of $336K in Q2 2026.
How has Southern Missouri Bancorp's net gains/(losses) on sales of loans changed year-over-year?
Southern Missouri Bancorp's net gains/(losses) on sales of loans increased by 135.0% year-over-year, from $143K to $336K.
What is the long-term trend for Southern Missouri Bancorp's net gains/(losses) on sales of loans?
Over 4 years (2022 to 2026), Southern Missouri Bancorp's net gains/(losses) on sales of loans has grown at a -13.3% compound annual growth rate (CAGR), from $1.6M to $904K.
What does net gains/(losses) on sales of loans mean?
The net result of selling loans into the secondary market, calculated as the difference between the sale proceeds and the carrying value of the loans sold. This metric highlights the bank's strategy for managing balance sheet liquidity and generating non-interest income through loan production.