What is the long-term trend for Southern Missouri Bancorp's total provisions for credit losses?

Over 3 years (2022 to 2025), Southern Missouri Bancorp's total provisions for credit losses has grown at a 63.7% compound annual growth rate (CAGR), from $1.49M to $6.52M.

Southern Missouri Bancorp SMBC Total provisions for credit losses

Total provisions for credit losses at other companies

Five Star BancorpFSBC

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Business First BancsharesBFST

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NB Bancorp, Inc.NBBK

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Heritage FinancialHFWA

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SouthStateSSB

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Other financials

Income statement

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Revenue$50.2M+8.9%

Net income$17.8M+13.3%

EPS (diluted)$1.60+15.1%

Balance sheet

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Cash & equivalents$93.0M-59.0%

Total debt$6.8M-0.4%

Total equity$573.5M+8.5%

Total assets$5.1B+3.3%

Cash flow

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Operating cash flow$29.0M+20.3%

CapEx$456.0K-66.8%

Free cash flow$28.5M+25.6%

Valuation

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Market cap$819.67M+41.0%

Enterprise value$733.46M+103%

P/E12.2×+1.8×

P/S4.2×+0.9×

Profitability

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Net margin34.3%+2.6pp

FCF margin45.8%+10.5pp

Returns & leverage

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Return on equity12.2%+1.0pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Southern Missouri Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern Missouri Bancorp's total provisions for credit losses?: Southern Missouri Bancorp (SMBC) reported total provisions for credit losses of $2.08M in Q1 2026.
How has Southern Missouri Bancorp's total provisions for credit losses changed year-over-year?: Southern Missouri Bancorp's total provisions for credit losses increased by 123.2% year-over-year, from $932K to $2.08M.
What is the long-term trend for Southern Missouri Bancorp's total provisions for credit losses?: Over 3 years (2022 to 2025), Southern Missouri Bancorp's total provisions for credit losses has grown at a 63.7% compound annual growth rate (CAGR), from $1.49M to $6.52M.