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Southern Missouri Bancorp SMBC Provision for Credit Losses

Provision for Credit Losses at other companies

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$8.73M+56.0%
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$538M+7.4%
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$0-100%
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$2.28M+88.7%

Other financials

Income statement

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Revenue$51.8M+8.7%
Net income$20.3M+28.5%
EPS (diluted)$1.83+31.7%

Balance sheet

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Cash & equivalents$91.0M-52.8%
Total debt$6.8M-0.4%
Total equity$590.7M+8.4%
Total assets$5.2B+4.3%

Cash flow

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Operating cash flow$29.0M+20.3%
CapEx$456.0K-66.8%
Free cash flow$28.5M+25.6%

Valuation

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Market cap$849.51M+42.8%
P/E11.8×+1.7×
P/S4.2×+1.0×

Profitability

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Net margin35.8%+3.7pp
FCF margin45.8%+10.5pp

Returns & leverage

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Return on equity12.7%+1.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Southern Missouri Bancorp’s 8-K, filed July 22, 2026. Open the filing →

Filed
Jul 22, 2026, 5:07 PM EDT
Accession
0001104659-26-085879

FAQ

What is Southern Missouri Bancorp's provision for credit losses?
Southern Missouri Bancorp (SMBC) reported provision for credit losses of $3.19M in Q2 2026.
How has Southern Missouri Bancorp's provision for credit losses changed year-over-year?
Southern Missouri Bancorp's provision for credit losses increased by 27.8% year-over-year, from $2.5M to $3.19M.
What is the long-term trend for Southern Missouri Bancorp's provision for credit losses?
Over 4 years (2022 to 2026), Southern Missouri Bancorp's provision for credit losses has grown at a 66.6% compound annual growth rate (CAGR), from $1.49M to $11.45M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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