Southern Missouri Bancorp SMBC Ratios & Valuation
| TTM Q3 '26 | TTM Q2 '26 | TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 34.3%+0.3pp | 33.9%+1.0pp | 32.9%+0.8pp | 32.1%+0.4pp | 31.7%+1.4pp | |
| Free cash flow margin | 45.8%+2.0pp | 43.7%0.0pp | 43.7%+2.5pp | 41.2%+6.0pp | 35.3%+0.6pp | |
| Returns | ||||||
| Return on equity | 12.2%+0.1pp | 12.1%+0.5pp | 11.6%+0.3pp | 11.3%+0.2pp | 11.2%+0.6pp | |
| Return on assets | 1.3%0.0pp | 1.3%0.0pp | 1.3%0.0pp | 1.2%0.0pp | 1.2%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×— | —— | —— | —— | |
| Debt-to-assets | 0×0.0× | 0×— | —— | —— | —— | |
| Valuation | ||||||
| Market capitalization | $823.53M+41.6% | $662.27M+11.6% | $593.44M-1.8% | $604.1M+3.0% | $586.64M-9.3% | |
| Enterprise value | $737.32M+104% | $535.07M— | —— | —— | —— | |
| Price / earnings | 12.2×+1.9× | 10.1×+0.5× | 9.6×-0.7× | 10.3×-0.1× | 10.4×-2.0× | |
| Price / sales | 4.2×+0.9× | 3.4×+0.3× | 3.2×-0.1× | 3.3×0.0× | 3.3×-0.5× | |
| Price / book | 1.4×+0.3× | 1.2×+0.1× | 1.1×0.0× | 1.1×0.0× | 1.1×-0.2× | |
| EV / sales | 3.8×+1.7× | 2.8×— | —— | —— | —— | |
| Free cash flow yield | 10.9%+0.1pp | 12.7%-1.1pp | 13.8%+1.4pp | 12.5%+1.8pp | 10.7%+1.5pp | |
| Earnings yield | 8.2%-1.5pp | 9.9%-0.6pp | 10.4%+0.7pp | 9.7%+0.1pp | 9.6%+1.6pp | |
| Dividend yield | 1.3%-0.4pp | 1.6%-0.2pp | 1.8%+0.1pp | 1.7%0.0pp | 1.7%+0.2pp | |
| PEG ratio | 0.6×-0.7× | 0.4×0.0× | 0.4×-0.2× | 0.6×-0.7× | 1.3×+0.7× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Southern Missouri Bancorp's ratios come from?
- Every ratio is computed from Southern Missouri Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
