Discontinued — last reported Q4 '25

Current Liabilities

Commercial Paper Outstanding

SoFi Technologies, Inc. Commercial Paper Outstanding decreased by 12.8% to $4.10M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 26.8%, from $5.60M to $4.10M. Over 5 years (FY 2020 to FY 2025), Commercial Paper Outstanding shows a downward trend with a -12.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalLower is better
VolatilityModerate
First reportedQ3 2015
Last reportedQ4 2025

How to read this metric

High levels indicate reliance on short-term funding, which may increase sensitivity to interest rate fluctuations.

Detailed definition

This represents the total aggregate principal amount of short-term, unsecured promissory notes issued by the company to...

Peer comparison

Common for large corporations with high credit ratings and consistent cash flow needs.

Metric ID: commercial_paper_outstanding

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$9.30M$9.30M$9.10M$9.10M$9.10M$9.10M$9.10M$8.60M$8.60M$6.40M$6.40M$6.40M$6.40M$5.60M$5.60M$5.60M$5.60M$4.70M$4.70M$4.10M
QoQ Change+0.0%-2.2%+0.0%+0.0%+0.0%+0.0%-5.5%+0.0%-25.6%+0.0%+0.0%+0.0%-12.5%+0.0%+0.0%+0.0%-16.1%+0.0%-12.8%
YoY Change-2.2%-2.2%+0.0%-5.5%-5.5%-29.7%-29.7%-25.6%-25.6%-12.5%-12.5%-12.5%-12.5%-16.1%-16.1%-26.8%
Range$4.10M$9.30M
CAGR-15.8%
Avg YoY Growth-14.7%
Median YoY Growth-12.5%

Frequently Asked Questions

What is SoFi Technologies, Inc.'s commercial paper outstanding?
SoFi Technologies, Inc. (SOFI) reported commercial paper outstanding of $4.10M in Q1 2026.
How has SoFi Technologies, Inc.'s commercial paper outstanding changed year-over-year?
SoFi Technologies, Inc.'s commercial paper outstanding decreased by 26.8% year-over-year, from $5.60M to $4.10M.
What is the long-term trend for SoFi Technologies, Inc.'s commercial paper outstanding?
Over 5 years (2020 to 2025), SoFi Technologies, Inc.'s commercial paper outstanding has grown at a -12.8% compound annual growth rate (CAGR), from $9.30M to $4.70M.
What does commercial paper outstanding mean?
The total amount of short-term debt the company has issued to fund daily operations.