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SoFi Technologies, Inc. SOFI Commercial Paper Outstanding

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Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23.35B-9.0%
Enterprise value$23.63B-12.8%
P/E36.7×-9.0×
P/S5.4×-3.0×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LettersOfCreditOutstandingAmount.

The source filing: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 6:15 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818874-26-000037

As of March 31, 2026 and December 31, 2025, we had a total of $4.1 million and $4.7 million, respectively, in letters of credit outstanding with financial institutions, which were issued for the purpose of securing certain of our operating lease obligations. A portion of the letters of credit was collateralized by $0.7 million and $1.3 million of our cash as of March 31, 2026 and December 31, 2025, respectively, which is included within restricted cash and restricted cash equivalents in the condensed consolidated balance sheets.

Item 1. Financial Statements

FAQ

What is SoFi Technologies, Inc.'s commercial paper outstanding?
SoFi Technologies, Inc. (SOFI) reported commercial paper outstanding of $4.1M in Q1 2026.
How has SoFi Technologies, Inc.'s commercial paper outstanding changed year-over-year?
SoFi Technologies, Inc.'s commercial paper outstanding decreased by 26.8% year-over-year, from $5.6M to $4.1M.
What is the long-term trend for SoFi Technologies, Inc.'s commercial paper outstanding?
Over 5 years (2020 to 2025), SoFi Technologies, Inc.'s commercial paper outstanding has grown at a -12.8% compound annual growth rate (CAGR), from $9.3M to $4.7M.

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