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SoFi Technologies, Inc. SOFI Fair Value Adjustment Of Financing Receivable, Held-For-Investment, At Fair Value

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Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23.55B-8.3%
Enterprise value$23.83B-12.1%
P/E37×-8.7×
P/S5.5×-2.9×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept sofi:FairValueAdjustmentOfFinancingReceivableHeldForInvestmentAtFairValue.

The source filing: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 6:15 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818874-26-000037

FAQ

What is SoFi Technologies, Inc.'s fair value adjustment of financing receivable, held-for-investment, at fair value?
SoFi Technologies, Inc. (SOFI) reported fair value adjustment of financing receivable, held-for-investment, at fair value of $39.72M in Q1 2026.
How has SoFi Technologies, Inc.'s fair value adjustment of financing receivable, held-for-investment, at fair value changed year-over-year?
SoFi Technologies, Inc.'s fair value adjustment of financing receivable, held-for-investment, at fair value decreased by 59.9% year-over-year, from $98.99M to $39.72M.
What does fair value adjustment of financing receivable, held-for-investment, at fair value mean?
This represents the non-cash adjustment to the carrying value of loans held for investment to reflect their current market or fair value. It captures unrealized gains or losses based on market interest rates and credit risk assessments.

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