Operating

Increase (Decrease) in Servicing Assets from Securitization

SoFi Technologies, Inc. Increase (Decrease) in Servicing Assets from Securitization decreased by 220.6% to -$10.28M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 121.6%, from $47.65M to -$10.28M. Over 3 years (FY 2021 to FY 2024), Increase (Decrease) in Servicing Assets from Securitization shows an upward trend with a 100.2% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalContext dependent
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026May 7, 2026

How to read this metric

An increase suggests growth in the servicing portfolio or positive valuation adjustments, while a decrease suggests amortization or impairment.

Detailed definition

This metric represents the change in the value of assets recognized when a company sells loans but retains the right to...

Peer comparison

Standard for mortgage and loan originators that retain servicing rights after securitization.

Metric ID: operating_increase_decrease_in_servicing_assets_from_sec_bbff7a

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q3 '25Q1 '26
Value$0.00$3.71M$4.79M$5.25M$3.46M-$8.53M-$18.58M-$3.34M$139.00K-$3.01M$37.81M$60.28M$50.58M$4.80M$46.00M$47.65M$8.52M-$10.28M
QoQ Change+29.1%+9.6%-34.1%-346.5%-118.0%+82.0%+104.2%<-999%>999%+59.4%-16.1%-90.5%+858.8%+3.6%-82.1%-220.6%
YoY Change-330.0%-488.4%-163.7%-96.0%+64.7%+303.5%>999%>999%+259.5%+21.7%-21.0%+77.6%-121.6%
Range-$18.58M$60.28M
Avg YoY Growth>999%
Median YoY Growth+21.7%
Current Streak2 quarters decline

Frequently Asked Questions

What is SoFi Technologies, Inc.'s increase (decrease) in servicing assets from securitization?
SoFi Technologies, Inc. (SOFI) reported increase (decrease) in servicing assets from securitization of -$10.28M in Q1 2026.
How has SoFi Technologies, Inc.'s increase (decrease) in servicing assets from securitization changed year-over-year?
SoFi Technologies, Inc.'s increase (decrease) in servicing assets from securitization decreased by 121.6% year-over-year, from $47.65M to -$10.28M.
What is the long-term trend for SoFi Technologies, Inc.'s increase (decrease) in servicing assets from securitization?
Over 3 years (2021 to 2024), SoFi Technologies, Inc.'s increase (decrease) in servicing assets from securitization has grown at a 100.2% compound annual growth rate (CAGR), from $20.14M to $161.66M.
What does increase (decrease) in servicing assets from securitization mean?
The change in the value of rights retained to service loans after they have been sold.