Operating
SoFi Technologies, Inc.·Cash Flow Statement·19 metrics
Breakdown
| Metric | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Loans held for sale activity | $780.5M | $1.4B | $383.2M | $586.1M | $1.9B | $1.5B | $1.3B | $2.7B |
| Increase (Decrease) in Loan, Held-for-Sale | $780.5M | $1.4B | $383.2M | $586.1M | $1.9B | $1.5B | $1.3B | $2.7B |
| Net cash from operating activities | -$484.4M | -$1.2B | -$200.1M | $21.5M | -$1.5B | -$1.3B | -$991.2M | -$2.3B |
| Increase (Decrease) In Financing Receivable, Held-For Sale Previously | -$290.7M | -$200.8M | -$367.5M | -$233.2M | -$281.2M | -$159.6M | -$200M | -$227.3M |
| Net income | $17.4M | $60.7M | $332.5M | $71.1M | $97.3M | $139.4M | $173.5M | $166.7M |
| Change in other assets | $57M | $69.3M | $291.9M | -$213.1M | $7M | $227.3M | $79.5M | $136.7M |
| Increase (Decrease) in Other Operating Assets | $57M | $69.3M | $291.9M | -$213.1M | $7M | $227.3M | $79.5M | $136.7M |
| Stock-based compensation | $61.1M | $63.6M | $66.4M | $63.8M | $63.3M | $66.5M | $68.6M | $72M |
| Depreciation and amortization | $49.6M | $51.8M | $53.5M | $55.3M | $56.7M | $59.2M | $62.9M | $67.6M |
| Fair Value Adjustment Of Financing Receivable, Held-For-Investment, At Fair Value | $25.7M | $90.6M | $8.7M | $99M | $119.8M | $51.9M | $80.5M | $39.7M |
| Change in other liabilities | — | $43.9M | — | $101M | — | $72.2M | — | -$33.9M |
| Deferred income taxes | -$2.1M | $0 | -$284M | $8.8M | $10.4M | $7.4M | — | $28.9M |
| Increase (Decrease) Accrued Interest On Loans | — | $13.4M | $18.3M | $3.1M | $14.3M | $3.5M | $24.5M | $24.3M |
| Increase (Decrease) in Servicing Assets from Securitization | $50.6M | $4.8M | $46M | $47.7M | — | $8.5M | — | -$10.3M |
| Other working capital changes | -$162K | -$3.3M | -$8.2M | -$3.9M | — | -$7.6M | -$4.4M | $3.4M |
| Other Noncash Income (Expense) | -$162K | -$3.3M | -$8.2M | -$3.9M | — | -$7.6M | -$4.4M | $3.4M |
| Amortization of debt issuance costs | $4M | $2.6M | $2.7M | $2.4M | $2.9M | $3M | $3M | $2.9M |
| Non-cash interest expense | $4M | $2.6M | $2.7M | $2.4M | $2.9M | $3M | $3M | $2.9M |
| Fair Value Adjustment Of Securitization Of Loans | $483K | $1.1M | — | $884K | $253K | $445K | $381K | $220K |