Operating
Increase (Decrease) in Loan, Held-for-Sale
SoFi Technologies, Inc. Increase (Decrease) in Loan, Held-for-Sale increased by 106.5% to $2.66B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 354.1%, from $586.10M to $2.66B. Over 4 years (FY 2021 to FY 2025), Increase (Decrease) in Loan, Held-for-Sale shows an upward trend with a 41.7% CAGR.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2020
Last reportedQ1 2026May 7, 2026
How to read this metric
An increase indicates higher origination volume for sale, while a decrease suggests lower volume or faster turnover of the pipeline.
Detailed definition
This measures the net change in the balance of loans originated or acquired with the intent to sell in the secondary mar...
Peer comparison
Common for banks with active mortgage banking or syndicated loan businesses.
Metric ID:
operating_increase_decrease_in_loans_held_for_saleHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $327.08M | $327.08M | $327.08M | $1.05B | $956.50M | $2.96B | $2.49B | $2.30B | $2.23B | $2.78B | $393.39M | -$244.67M | $780.46M | $1.42B | $383.20M | $586.10M | $1.86B | $1.54B | $1.29B | $2.66B |
| QoQ Change | — | +0.0% | +0.0% | +221.0% | -8.9% | +210.0% | -15.9% | -7.7% | -2.9% | +24.4% | -85.9% | -162.2% | +419.0% | +82.5% | -73.1% | +52.9% | +216.9% | -17.2% | -16.2% | +106.5% |
| YoY Change | — | — | — | — | +192.4% | +806.4% | +662.0% | +119.2% | +133.6% | -6.2% | -84.2% | -110.6% | -65.1% | -48.8% | -2.6% | +339.5% | +138.0% | +8.0% | +236.3% | +354.1% |
Range-$244.67M – $2.96B
CAGR+55.5%
Avg YoY Growth+167.0%
Median YoY Growth+126.4%
Increase (Decrease) in Loan, Held-for-Sale at Other Companies
Frequently Asked Questions
- What is SoFi Technologies, Inc.'s increase (decrease) in loan, held-for-sale?
- SoFi Technologies, Inc. (SOFI) reported increase (decrease) in loan, held-for-sale of $2.66B in Q1 2026.
- How has SoFi Technologies, Inc.'s increase (decrease) in loan, held-for-sale changed year-over-year?
- SoFi Technologies, Inc.'s increase (decrease) in loan, held-for-sale increased by 354.1% year-over-year, from $586.10M to $2.66B.
- What is the long-term trend for SoFi Technologies, Inc.'s increase (decrease) in loan, held-for-sale?
- Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s increase (decrease) in loan, held-for-sale has grown at a 41.7% compound annual growth rate (CAGR), from $1.31B to $5.27B.
- What does increase (decrease) in loan, held-for-sale mean?
- The net change in the value of loans the bank intends to sell rather than keep.