What is SoFi Technologies, Inc.'s net income?

SoFi Technologies, Inc. (SOFI) reported net income of $156.59M in Q2 2026.

How has SoFi Technologies, Inc.'s net income changed year-over-year?

SoFi Technologies, Inc.'s net income increased by 61.0% year-over-year, from $97.26M to $156.59M.

What is the long-term trend for SoFi Technologies, Inc.'s net income?

Over 3 years (2021 to 2025), SoFi Technologies, Inc.'s net income has grown at a -0.2% compound annual growth rate (CAGR), from -$483.94M to $481.32M.

What does net income mean?

Net income as the starting point for the indirect method operating cash flow reconciliation.

SoFi Technologies, Inc. SOFI Net Income

Net Income at other companies

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$21.16B+41.2%

Gen Digital Inc.GEN

$512M+261%

SLMSLM

$307.95M+1.1%

MVB Financial Corp.MVBF

$12.25M+512%

Axos FinancialAX

$124.68M+18.5%

Primis Financial Corp.FRST

$7.31M-61.6%

Other financials

Income statement

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Revenue$1.2B+42.5%

Gross profit$929.2M+46.1%

Net income$156.6M+61.1%

EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%

Total debt$3.3B-18.2%

Total equity$11.1B+61.4%

Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%

CapEx$67.6M+28.4%

Free cash flow-$2.4B-7,560%

Valuation

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Market cap$19.56B-19.7%

Enterprise value$19.84B-23.1%

P/E30.7×-12.6×

P/S4.5×-3.4×

Profitability

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Gross margin83.6%+1.4pp

Net margin14.8%-3.6pp

FCF margin-160.7%-834pp

Returns & leverage

See full

Return on equity7.1%-1.7pp

Debt / equity0.3×-0.3×

Current ratio0.2×—

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: SoFi Technologies, Inc.’s 8-K, filed July 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s net income?: SoFi Technologies, Inc. (SOFI) reported net income of $156.59M in Q2 2026.
How has SoFi Technologies, Inc.'s net income changed year-over-year?: SoFi Technologies, Inc.'s net income increased by 61.0% year-over-year, from $97.26M to $156.59M.
What is the long-term trend for SoFi Technologies, Inc.'s net income?: Over 3 years (2021 to 2025), SoFi Technologies, Inc.'s net income has grown at a -0.2% compound annual growth rate (CAGR), from -$483.94M to $481.32M.
What does net income mean?: Net income as the starting point for the indirect method operating cash flow reconciliation.