Fair Value Adjustment Of Securitization Of Loans
SoFi Technologies, Inc. Fair Value Adjustment Of Securitization Of Loans decreased by 42.3% to $220K in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 75.1%, from $884K to $220K. Over 3 years (FY 2021 to FY 2025), Fair Value Adjustment Of Securitization Of Loans shows a downward trend with a -34.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Positive adjustments indicate favorable market conditions for securitized assets, while negative adjustments suggest market headwinds or increased risk premiums.
Detailed definition
This non-cash adjustment reflects changes in the fair value of retained interests or assets resulting from the securitiz...
Peer comparison
Common among fintech and banking firms that utilize securitization as a primary funding and liquidity strategy.
operating_fair_value_adjustment_of_securitization_of_loansHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.55M | $1.6M | $0 | -$6.55M | -$3.44M | -$3.28M | -$344K | -$100K | -$1.44M | $470K | $1.12M | $1.71M | $483K | $1.12M | $884K | $253K | $445K | $381K | $220K |
| QoQ Change | — | -37.0% | -100.0% | — | +47.5% | +4.7% | +89.5% | +70.9% | <-999% | +132.7% | +137.2% | +53.5% | -71.8% | +131.3% | -20.9% | -71.4% | +75.9% | -14.4% | -42.3% |
| YoY Change | — | — | — | — | -235.0% | -304.2% | — | +98.5% | +58.2% | +114.4% | +424.1% | >999% | +133.6% | +137.7% | -48.3% | -47.6% | -60.2% | — | -75.1% |
Fair Value Adjustment Of Securitization Of Loans at Other Companies
Frequently Asked Questions
- What is SoFi Technologies, Inc.'s fair value adjustment of securitization of loans?
- SoFi Technologies, Inc. (SOFI) reported fair value adjustment of securitization of loans of $220K in Q1 2026.
- How has SoFi Technologies, Inc.'s fair value adjustment of securitization of loans changed year-over-year?
- SoFi Technologies, Inc.'s fair value adjustment of securitization of loans decreased by 75.1% year-over-year, from $884K to $220K.
- What is the long-term trend for SoFi Technologies, Inc.'s fair value adjustment of securitization of loans?
- Over 3 years (2021 to 2025), SoFi Technologies, Inc.'s fair value adjustment of securitization of loans has grown at a -34.9% compound annual growth rate (CAGR), from $7.11M to $1.96M.
- What does fair value adjustment of securitization of loans mean?
- The non-cash change in the value of loans that have been packaged and sold as securities.