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SoFi Technologies, Inc. SOFI Gross Unrealized Gains

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Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23.35B-9.0%
Enterprise value$23.63B-12.8%
P/E36.7×-9.0×
P/S5.4×-3.0×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax.

The source filing: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 6:15 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818874-26-000037
March 31, 2026Amortized CostAccrued InterestGross Unrealized GainsGross Unrealized Losses(1)Fair Value
Asset-backed bonds(2)15,91968(62)15,925
Residual investments(2)3,53732(143)3,426
Other(3)9524(131)825
Total investments in AFS debt securities$3,043,774$8,338$8,219$(11,971)$3,048,360
December 31, 2025
U.S. Treasury securities$74,540$1,115$166$(465)$75,356
Agency mortgage-backed securities2,335,5015,09515,362(1,352)2,354,606
Corporate bonds1843(2)185

Item 1. Financial Statements

FAQ

What is SoFi Technologies, Inc.'s gross unrealized gains?
SoFi Technologies, Inc. (SOFI) reported gross unrealized gains of $8.22M in Q1 2026.
How has SoFi Technologies, Inc.'s gross unrealized gains changed year-over-year?
SoFi Technologies, Inc.'s gross unrealized gains decreased by 1.4% year-over-year, from $8.33M to $8.22M.
What is the long-term trend for SoFi Technologies, Inc.'s gross unrealized gains?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s gross unrealized gains has grown at a 689.3% compound annual growth rate (CAGR), from $4K to $15.53M.

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