SoFi Technologies, Inc. Securitizations and warehouses increased by 22.9% to $10.05M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 64.3%, from $28.14M to $10.05M. Over 4 years (FY 2021 to FY 2025), Securitizations and warehouses shows relatively stable performance with a 1.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase may signal higher funding costs or larger volumes of loans held for sale, while a decrease suggests lower funding costs or faster turnover of assets.
This metric tracks the interest costs associated with financing loan warehouses and securitization vehicles. It reflects...
Common for non-bank lenders and fintechs that utilize securitization as a funding strategy.
other_interest_expense_securitizations_and_warehouses| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $26.25M | $19.36M | $15.07M | $19.91M | $18.60M | $20.65M | $50.97M | $54.32M | $63.06M | $63.85M | $62.99M | $40.92M | $17.36M | $31.09M | $23.02M | $28.14M | $29.65M | $29.85M | $8.18M | $10.05M |
| QoQ Change | — | -26.2% | -22.2% | +32.1% | -6.6% | +11.0% | +146.8% | +6.6% | +16.1% | +1.2% | -1.3% | -35.0% | -57.6% | +79.1% | -26.0% | +22.2% | +5.4% | +0.7% | -72.6% | +22.9% |
| YoY Change | — | — | — | — | -29.1% | +6.7% | +238.3% | +172.9% | +239.1% | +209.1% | +23.6% | -24.7% | -72.5% | -51.3% | -63.5% | -31.2% | +70.8% | -4.0% | -64.5% | -64.3% |