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SoFi Technologies, Inc. SOFI Securitizations and warehouses

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Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23.4B-12.8%
Enterprise value$23.68B-16.3%
P/E36.8×-11.0×
P/S5.4×-3.3×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept sofi:InterestExpenseSecuritizationsAndWarehouses.

The source filing: SoFi Technologies, Inc.’s 8-K, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 7:06 AM EDT
Accession
0001818874-26-000050

FAQ

What is SoFi Technologies, Inc.'s securitizations and warehouses?
SoFi Technologies, Inc. (SOFI) reported securitizations and warehouses of $18.78M in Q2 2026.
How has SoFi Technologies, Inc.'s securitizations and warehouses changed year-over-year?
SoFi Technologies, Inc.'s securitizations and warehouses decreased by 36.7% year-over-year, from $29.65M to $18.78M.
What is the long-term trend for SoFi Technologies, Inc.'s securitizations and warehouses?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s securitizations and warehouses has grown at a 1.4% compound annual growth rate (CAGR), from $90.49M to $95.82M.
What does securitizations and warehouses mean?
This metric tracks the interest costs associated with financing loan warehouses and securitization vehicles. It reflects the cost of capital required to hold loans before they are sold or securitized in the secondary market. It is a key component of the cost of funds for companies that rely on secondary market sales.

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