Other

Noninterest Expense

SoFi Technologies, Inc. Noninterest Expense increased by 6.9% to $891.92M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 30.0%, from $686.30M to $891.92M. Over 4 years (FY 2021 to FY 2025), Noninterest Expense shows an upward trend with a 20.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementIncome Statement
SectionOther
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2013
Last reportedQ1 2026

How to read this metric

An increase relative to revenue indicates declining operational efficiency, whereas a decrease suggests successful cost management or improved economies of scale.

Detailed definition

This metric aggregates all operating costs that are not related to interest-bearing liabilities, providing a comprehensi...

Peer comparison

Standardized across the banking industry as a primary measure of non-interest operating costs.

Metric ID: other_noninterest_expense

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$396.67M$301.87M$395.06M$439.95M$458.24M$498.44M$441.30M$508.22M$547.35M$804.14M$509.30M$543.59M$571.64M$627.25M$667.32M$686.30M$732.72M$803.85M$834.31M$891.92M
QoQ Change-23.9%+30.9%+11.4%+4.2%+8.8%-11.5%+15.2%+7.7%+46.9%-36.7%+6.7%+5.2%+9.7%+6.4%+2.8%+6.8%+9.7%+3.8%+6.9%
YoY Change+15.5%+65.1%+11.7%+15.5%+19.4%+61.3%+15.4%+7.0%+4.4%-22.0%+31.0%+26.3%+28.2%+28.2%+25.0%+30.0%
Range$301.87M$891.92M
CAGR+18.6%
Avg YoY Growth+22.6%
Median YoY Growth+22.2%
Current Streak9 quarters growth

Frequently Asked Questions

What is SoFi Technologies, Inc.'s noninterest expense?
SoFi Technologies, Inc. (SOFI) reported noninterest expense of $891.92M in Q1 2026.
How has SoFi Technologies, Inc.'s noninterest expense changed year-over-year?
SoFi Technologies, Inc.'s noninterest expense increased by 30.0% year-over-year, from $686.30M to $891.92M.
What is the long-term trend for SoFi Technologies, Inc.'s noninterest expense?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s noninterest expense has grown at a 20.2% compound annual growth rate (CAGR), from $1.47B to $3.06B.
What does noninterest expense mean?
The total operating expenses incurred by the company excluding interest-related costs.